Capfin Loan Application – Apply Online and Via Cell Phone

Founded in 2010, Capfin is a leading financial company dedicated to providing its customers with affordable loan products and services. The company provides all South Africans the opportunity to apply for short-term loans without hassle. Unlike other financial companies, the Capfin Loan Application process is secure and easy.

Capfin Loan Application - Apply Online and Via Cell Phone
Capfin Loan Application – Apply Online and Via Cell Phone

You can visit the official Capfin Application page online to apply for loans. Or you can apply using your mobile phone or by visiting any PEP or Ackermans store around your location. In addition, you can apply for loans up to R50 000 with 6 to 12-month repayment terms with

They offer transparent loan products and services by ensuring that you get what you paid for with no hidden fees. You can manage and track your loan account 24/7, anytime and any day by simply signing in to your account. Also, you can contact Capfin Loan Application’s customer support team for help and make general inquiries.

The Capfin online loan application is easy and secure, but there are certain documents and credentials that you will need to have. Check out the next outline for some of the necessary documents and credentials. 

Capfin Loan Application Requirements

Before you can apply for a loan with Capfin, it is important you know the necessary documents and credentials. In this part of the article, we will be discussing the Capfin loan application requirements. Here are the requirements needed:

  • You must be 18 years of age or older.
  • You have a valid South African ID.
  • Valid South African Bank Account.
  • A valid mobile phone number and email address
  • You must have at least 3 months of bank statements or pay slips.
  • You must be employed full-time and get a monthly paycheck to be eligible.

With the above-listed credentials and requirements, you are ready to apply for a loan with

Capfin Online Loan Application

Meanwhile, you can conveniently apply for a loan with Capfin Online using your computer web browser and a stable internet connection. The online application is safe and secure. Your information will never be disclosed to others without your permission. The first step to applying for a loan with is by creating an account. Here are the steps and guidelines to follow:

  • Visit online.
  • On the homepage, you click on “APPLY NOW.”
  • This will take you to another page. Enter your first and last name.
  • Input your correct SA identity number.
  • Enter your active cell phone number and email address.
  • Read through the terms and conditions and click on Agree.
  • Then, click on continue and follow the easy on-screen instructions.

Note: Make sure to enter the correct details and information to get approved instantly. Also, if you have completed your application and you need to upload your documents online, click on “Upload Doc” and follow the prompt. Lastly, following acceptance, your loan will be remitted into your designated bank account within 48 business hours.

Capfin Loan Application via Cell Phone?

You can also apply for a Capfin loan using your mobile device. To apply for a loan using your mobile phone, SMS your South African ID Number to “33005” and follow the on-screen instructions. It is, however, worthwhile to note that standard SMS charges may apply. Also, using this method is safe and secure.

How to Apply for a Capfin Loan at PEP

If you wish to apply for a loan with Capfin via the PEP store, you can do so by visiting any of its branches around your location. However, you will need your valid SA Identification Number, your 3 latest bank statements or pay slips, a valid bank account, and a mobile number.

You can visit online and use the “FIND A STORE” button to locate the nearest store in your region or location.

Capfin Online Login

If you have created an account with Capfin but haven’t completed your loan application or you need to check your loan account, you can sign in to your account. You will find the Capfin Online Login page via the company’s official website. Note that you will need your SA ID number and password to access your account. Here are the steps and guidelines that need to be followed:

  • Visit the official website of Capfin online.
  • Click on the Login icon on the homepage.
  • This will take you to the login page.
  • Enter your valid SA ID number.
  • Then click on Login and follow the prompt.

Once your login information is accurate, you will be verified and granted access to your Cap Fin account.

Capfin Loan Application Contact Details

If you need help or would like to make a general inquiry, you can contact Capfin by using the USSD code *120*5566#. Also, you can send an email to

Finally, you can send an SMS “HELP” to 43679 or visit’s help page and then enter your first and last name, SA identity number, cell phone number, email address, state your problem, confirm your humanity, and click on submit.