Woolworths Car Insurance – Woolworths is known as one of the biggest supermarket chains in Australia. However, in the past few years, it has entered the insurance industry. It offers car insurance, landlord, pet, and roadside assistance under its Everyday Insurance brand. This company is a good option for people looking for comprehensive coverage and affordable rates for their cars.
With Woolworths car insurance, you can provide financial protection and coverage for your vehicle in case of damage, theft, accidents, and other covered incidents. This company ensures you’re protected when you hit the road. With additional benefits such as cover for towing, emergency accommodation, and even personal items damaged in an accident, it goes the extra mile to provide you with peace of mind.
And with straightforward policies and competitive rates, this car insurer makes it easy to stay protected without breaking the bank. So, if you’re in search of reliable coverage backed by a trusted brand, Woolworths car insurance could be the solution you’ve been looking for.
What Car Insurance Policy Does Woolworths offer?
Just like I have mentioned above, this insurer offers competitive rates and affordable coverage. Here are the policies it offers to its customers:
Comprehensive car insurance
This policy provides the widest range of options. This includes damages caused to your vehicle due to an accident, whether it is your fault or not. Below is what the comprehensive policy covers.
- It covers the loss or damage to your car due to a collision, accident, or weather condition, whether you are at fault or not.
- Fire damage done to your car, including bushfire
- It covers damages done to your car by attempted theft, theft, or malicious damage.
- Damage to your caravan or trailer of about $1,000.
- Legal liability for damages to third-party property caused by a car of up to $20.
- Cover legal liability for a substitute car.
- Damage or loss of a car while in transit between different locations within Australia
- Car replacement in case of write-off of your demo or new mode up to 24 months after the registration.
- Damage or loss of your personal effects due to a car accident or theft of up to $500 and an additional $500 for prams and child safety seats.
- Cost of emergency accommodation or transport if you are about 100km from home. Or your car is considered unsafe to drive.
- Recoding or replacement of stolen keys and locks in your car for up to $1,000.
- Cost of storing and towing your car if it’s considered unsafe to drive after an event that is covered.
- A cheaper option called “Drive Less, Pay Less” is available for those who drive less than 15,000 kilometers per year.
Third-Party Property, Fire, and Theft Policy
This cover does not offer as much protection as the comprehensive one. The following may be included in the TPPFT cover policy:
- Coverage includes protection for your vehicle in case of fire, theft, or attempted theft.
- As well as legal liability for damage to others’ property up to $20 million.
- It also covers damage to your trailer or caravan.
- loss of or damage to your personal belongings in the car
- Provides emergency transport or accommodation if you’re far from home and your vehicle is unsafe to drive.
- It includes reimbursement for stolen keys and locks.
- Towing and storage costs for an unsafe vehicle
- Legal liability for a substitute car,
- Damage caused by an uninsured motorist at fault is up to $3,000.
Third-party property damage insurance
This is the lowest level of car insurance coverage. Third-party property damage insurance is designed to protect you against damages you may cause to other people’s property. It may include:
- It covers legal liability for a substitute car.
- It covers damages caused to your car by an insured motorist who is at fault for about $3,000.
- It helps to cover legal liability caused to others’ property by your car of about $20.
Woolworths offers multiple optional extras on their TPPFT and comprehensive policies. They include emergency road assistance, windscreen damages, or the cost of renting a car in case of a covered event. Also note that these company policies are underwritten by Hollard, which underwrites top providers like Commonwealth Bank and Real Insurance.
Woolworths Auto Insurance Quote
Fortunately, this company offers an online process for potential customers to obtain a quote. You can easily visit their official website and compare coverage options. You will need to provide certain information to get the right estimate. The quote that will be given to you will depend on the information you provide. Visit their official website to get a quote today.
You can purchase this policy in any territory or state in Australia. The policy can be purchased on the official website, a at a local branch, or you can contact them using their phone number.
How To file a claim
You were involved in an accident or your car got damaged, and you want to file a claim. All you just need to do is
- Contact the insurance company as soon as possible.
- Provide the insurer with information such as the policy number, date, location, and the parties involved.
- Take pictures of the damages and get documents such as witness statements, police reports, or repair quotes.
- File the claim by providing adequate information about the incident.
- Now send the claim form along with the supporting documents.
You can easily file a claim by contacting the phone number on the Woolworths official website. Once you file the claim, the insurer will inform you of the next steps to take.
Is Woolworths Car Insurance a good choice?
Considering Woolworths car insurance? Well, it offers a variety of coverage options to suit different needs. With features like protection against theft, fire, and damage to your vehicle, along with legal liability coverage and assistance for emergency transport, it provides comprehensive support.
Additionally, this car insurance company extends coverage for personal belongings in the car and offers reimbursement for stolen keys and towing expenses. Overall, if you’re looking for reliable coverage and peace of mind on the road, Woolworths car insurance might just be the right choice for you.