PayPal Pay in 4 – Buy Now, Pay Later With Pay in 4

What is PayPal pay in 4? PayPal Pay in 4 is a service that enables you to make purchases now and pay over a period of time in 4 smaller payments with no interest. It is known as a Buy now pay later payment plan. The plan allows you to divide your purchases online into four interest installments.

PayPal Pay in 4 - Buy Now, Pay Later With Pay in 4

PayPal pay in 4 is just like the plans offered by BNPL companies like Klarna and Afterpay.  Just like its name, it allows PayPal users to spread out their payments for any product they bought online. PayPal Pay in 4 is available for online shopping at popular retailers including Bed Bath & Beyond, Target, and BestBuy

Furthermore, if you want to buy an item now and you don’t have the full amount, I think PayPal pay in 4 is the best solution.  To apply or use PayPal Pay in 4, you need to have a PayPal account. So, if you do not have one, you can create it now.

You can go through all the processes and approval online or through PayPal’s mobile app. however, do you want to apply for PayPal pay in 4 but you do not know how? Worry not, read this article to the end.

PayPal Pay in 4 Eligibility

To be eligible for PayPal Pay in 4, you need to be 18 years and above. Also, you must have an active PayPal account. To get approved is based on your application and account history. Furthermore, PayPal’s buy now, pay later payment program is only available for users within the state the service is available. You do not need any documents to make use of the PayPal pay in 4 options. And also, it won’t affect your credit history.

List of Stores That Accept PayPal Pay in 4

Stores that accept PayPal’s buy now, pay later payment program include;

  • Abercrombie & Fitch
  • Advance Auto Parts
  • Aéropostale
  • American Eagle
  • Barnes & Noble
  • Dollar General
  • Famous Footwear
  • Foot Locker
  • Guitar Center
  • The Home Depot
  • Jamba Juice
  • Coach
  • Samsonite
  • Best Buy
  • Bed Bath & Beyond
  • JCPenney
  • Nine West
  • Office Depot
  • Rooms To Go

How to Apply for PayPal Pay in 4

PayPal Pay in 4 is available in many countries including the United States and Australia. Thousands of Retailers offer you the ability to buy with this service. To apply you must meet the above requirement and eligibility. Once you have that, the process is very easy and straightforward

  • Go to the retailer’s website, add items to the cart.
  • Go to the checkout and tap on PayPal pay later option.
  • Log in to your PayPal account when asked.
  • Click on Pay in 4 listed as an option.
  • You can now check your payment plan. If you are okay with it, click on continue.
  • Once you have confirmed your details, your application can now be verified and approves.

With the above, you have successfully made payment with the PayPal pay in 4 plans. You do not need to pay any fee or charges. All you just have to pay is your installment on the date that is set. Note; PayPal only offers the Pay In 4 option only and through the mobile app only. On the app, you will be able to monitor your installment and other transactions.