Aetna Dental – Get a Quote Online

Aetna is a very popular company known for providing medical, dental, and disability insurance, among other financial products. It has offered dental insurance for more than 50 years now. The company offers a range of dental insurance plans designed to meet the diverse needs of individuals and families. With a wide network of dentists nationwide, Aetna makes it convenient to access quality dental care wherever you are.

From routine check-ups to more extensive procedures, their plans provide coverage for a variety of dental services to help you maintain optimal oral health. Aetna’s commitment to affordability and transparency ensures that you can find a plan that fits your budget and preferences.

Aetna Dental - Get a Quote Online

With the company plans, you can enjoy peace of mind knowing that your dental health is in good hands. At the moment, this insurer provides top-notch PPO and DMO insurance choices. With over 120,000 Aetna dental providers, they offer great discounts on basic and major procedures through Aetna Vital Savings. Plus, all preventive care is covered for free with their main dental insurance plans.

Aetna Dental Insurance Plans

Just so you know, Aetna provides three dental insurance plans. Each of them has its primary benefits. The cheapest plan limits you to seeing just one dentist, while the expensive plans have a broad range of options. The dental plans are explained below:

Dental Maintenance Organization Plan (DMO)

The Dental Maintenance Organization (DMO) plan is an affordable dental insurance option where you pick your main dentist. If you need to see a specialist, you’ll need a referral. With this plan, you don’t have to deal with deductibles or yearly maximums. Once you’ve chosen your main dentist, you’re locked in with them for a year.

Preferred Provider Organization Plan

Aetna’s PPO dental plan, also known as the Preferred Provider Organization plan, offers flexibility for insured individuals to visit any dentist without needing a referral. While visiting an in-network dentist may be more affordable, there’s still coverage available if you choose to go out of network. However, keep in mind that PPO plans typically come with deductibles and annual maximums.

Dental Indemnity Plan        

The Dental Indemnity Plan allows you to go to any licensed dentist nationwide without picking a primary one. It doesn’t have a network, so you can freely choose your dentist without needing referrals. This plan offers the most coverage but comes with higher deductibles and annual maximums.

Aetna Dental Access Dental Discount Plan

Aetna’s Dental Access dental discount program is accepted by about 160,000 dentists nationwide. It offers discounts of 15% to 50% on most dental procedures for seniors and those without dental insurance. One advantage is that there’s no waiting period, so you can immediately get discounts on procedures like root canals or crowns. Most dental insurance typically has a waiting period before covering any work to prevent people from waiting until they need major dental work to buy insurance.

How to purchase Dental insurance from Aetna

You should be able to check out the insurance plans and programs available for you on the Aetna official website and mobile app. Just visit their website to choose the best plans for you. You can also contact the representatives to learn more about their plans and even purchase the plan.

Aetna Dental primarily manages customer service through a secure online portal on their website. This portal allows you to access your benefits and other important information, as well as receive assistance. Additionally, you can reach out to customer service by calling the number provided on your Aetna dental insurance card for further support.

How can I file a dental claim with Aetna?

Aetna Dental Insurance makes it easy for you to file claims in different ways, giving you options that fit your preferences. You can submit your claim online through their website, call their customer service to file over the phone, or use their mobile app. This flexibility ensures convenience and simplifies the claims process for policyholders. While the company aims to process claims quickly, the time it takes may vary depending on factors like the type of claim and the information provided. It’s a good idea to reach out to the insurer directly for specific details about claim processing times.

Why should I choose an Aetna dental insurance plan?

Aetna offers versatile dental insurance options that are suitable for most families or workplaces. Many people may view dental insurance as unnecessary or complicated to obtain. However, this insurer provides accessible insurance and savings through its network of partnered locations. When considering insurance plans, it’s important to discuss options with your family, as dental issues can worsen over time.

Aetna’s free preventive care can be particularly beneficial for children and teens, who often face dental problems. If you have ongoing dental issues and need flexibility in choosing dentists or orthodontists, a PPO plan may be worth considering. Overall, Aetna’s position as the third-largest dental insurance provider in the United States speaks to its reliability and popularity among customers.