Zamcash Loans – Get Online Loans up to K2000

Do you need a loan? Then try applying for Zamcash loans. If you require a loan to cover unforeseen expenses, you can rely on Zamcash to lend you the funds you require. Zamcash is an online lending platform located in Zambia that offers instant short loans. The application process for the loan is fast and easy. What’s more, you can receive the loan amount in a few minutes right after you apply.

Zamcash Loans -  Get Online Loans up to K2000
Zamcash Loans – Get Online Loans up to K2000

Zamcash is one of the best online lenders in Zambia. It offers convenient loan applications for its customers; within a few minutes, you can apply for a loan and get the loan amount instantly. Once you have the account, you can apply for a loan and repay the loan amount either on the website or mobile application.

Furthermore, when you repay the loan on time, you get a discount when you next apply for another loan. One of the best things about Zamcash is the elimination of fees such as repayment fees, cover fees, and other fees.

How Do Zamcash Loans Work?

Zamcash is an online lending platform that offers loans instantly. The loan application can be done online through their official page. All you need to do is to fill out their questionnaire, and the robot will examine and approve the loan application. Within a few minutes, you get the loan amount. Zamcash also offers flexible repayment terms of up to 6 months.

In addition, when you apply for a loan with Zamcash, you don’t need to provide collateral because the loans are unsecured. However, Zamcash loans have a higher interest rate compared to other loan types. The rates are determined based on your credit score, annual income, and debt-to-income ratio.

Zamcash App

In the meantime, Zamcash comes with an app that allows borrowers to apply for instant loans. On ZamCash credit loans, potential borrowers can apply for auto loans, student loans, and home loans. You can apply for loans irrespective of where you reside. All you need to do is to download the app on your device and you can get loans disbursed to you within 48 hours of application. To download the Zamcash app:

  • Launch the Play Store on your Android device.
  • Search for ZamCash credit loans using the search bar.
  • Then click on the green install button.

After downloading the app, launch it and sign up by providing your personal information. Having done that, view your loan limit and submit your loan application.

Zamcash Loan Application

The application process for a loan on Zamcash is quick and convenient. It takes only a few minutes to apply for a loan and get the loan amount. Follow the procedures below to apply for a loan online:

  • On your device’s browser, visit
  • On the homepage, tap the Next button to start your loan application.
  • Enter your registered phone number, either Airtel or MTN.
  • You will receive a verification code.
  • Enter the code to finish your registration.
  • Provide your personal information and submit employment information such as next of kin, NRC, and colleagues.
  • Tap on Submit to finish the signup.

And that is it. The next step is to choose the loan amount and the repayment term you want.

How to Get a Zamcash Loan Online

After creating your account, the next step is to get the loan you are applying for. The process is quick and easy. To claim the loan on Zamcash, follow the procedures below:

  • Enter the loan amount and the repayment term that suits you.
  • Fill in the questionnaire.
  • A robot will examine and verify the application.

After that, the loan amount will be funded into your account in the next 30 minutes.

Zamcash Payment

Zamcash has made online lending simple. They offer the best repayment method. You can repay the loan directly via Zamcash web payment, Airtel mobile money, or MTN mobile money. Hence, we’ll be showing you how to make payment using any of these methods;

How to Make a Payment Via Webpay

  • Visit the Zamcash official website at
  • Login to your account.
  • Enter your phone number.
  • Tap here for the verification code.
  • Tap Make a loan payment
  • Choose the repayment method.
  • Click Webpay
  • Input repayment amount
  • Input your PIN.
  • Then make your repayment.

These are the steps to follow when you want to make your repayment on Zamcash online.

Pay Via Airtel Mobile Money

You can use your registered Airtel number to repay the loan. The process is quick and simple. Follow the steps below:

  • Use your Airtel number to dial *115 #.
  • Choose option 4 ”Make Payment”
  • Next, choose option 6 ”Good & Services.”
  • Input the number 1 for the merchant code.
  • Input the business name [Zam]
  • Choose your repayment amount.
  • Key in the reference, which is the NRC number without slashes.
  • Type in your PIN.

And that is it. A fee of K.25 will be deducted from Airtel for the transaction. You can repay the loan with a number that is not yours as long as you have the NRC number.

Pay Via MTN Mobile Money

  • Use your MTN number to dial *115 #.
  • Choose option 3 ”Pay bill”
  • Next, choose option 6 ”Retail Payment..””
  • Input zam on the merchant code.
  • Choose your repayment amount.
  • Key in the reference, which is the NRC number without slashes.
  • Type in your PIN.

And that is it. However, you will be charged K.3.5 for the transaction. Make sure that you have enough money in your mobile account.

Zamcash Loans Login

If you are trying to log in to your Zamcash account to check your balance or repay loans and you don’t know how, don’t fret; in this segment, I will tell you about it. Follow the procedures below:

  • Open your web browser and visit the Zamcash official website.
  • On the homepage, click on Login, located at the top right corner of the page.
  • Enter your phone number and password.
  • Click the Login button.

And that is it. You have successfully logged into your Zamcash account. Zamcash loans are the ideal option for people with a bad credit score. If you need cash instantly, then Zamcash is the ideal option for you.

Once you meet the requirements and fill out the questionnaire, you will get the loan within 30 minutes of applying. The loan can be applied for online and with any device, as long as you have a strong internet connection.