A lot of people do not know about virgin money credit cards, if you are in this category of people then you are in the right place. The virgin money app is the easiest and most convenient way to stay in control of your credit card. Being able to manage your transactions and every payment you make is the best feeling ever. We have a lot of credit card insurers but virgin money’s credit card still remains the best.

Virgin Money App - Benefits of Banking with Virgin Money

It is one thing to pick a credit card but it is another thing to pick the best credit card. Whether you want rewards, everyday spending, or zero annual fees, then a virgin money credit card is the perfect option for you. Now, you can take charge of your virgin bank app no matter your location.

From frequent flyer rewards cards to low rate and Zero annual fee options, virgin money credit cards can suit your lifestyle and goals. But this depends on the card you choose. However, if you are making use of the app you can temporarily freeze your card to stop it from being used. You can also unfreeze it when you want to use it again.

Benefits of Banking with Virgin Money

Making use of the Virgin money app comes with amazing benefits; well let’s take a look at some of the benefits to enjoy with a virgin money mobile banking app.

  • You stand a chance to get 0% balance transfer offers; the virgin bank app offers a number of credit cards with 0% balance transfer promotions for up to 18 months.
  • Visa credit card perks are one of the things you stand to enjoy, here, you can enjoy global acceptance and a variety of exclusive visa perks.
  • If you get a Virgin Money frequent flyer credit card, you will earn Velocity points for every $1 spent on eligible purchases. You can even redeem your points for accommodation packages and products from the velocity rewards store
  • Both the Australia Velocity Flyer and Higher Flyer credit cards offer a $129 Virgin Australia gift voucher every year if you have a card.

Now that you know the benefits of getting a Virgin Money card, you now have the opportunity to take charge of your credit card wherever you are with the new virgin money app on your device.

Virgin Money Credit Card App

The virgin money app is now available to all customers of virgin money; the app is the easiest way to stay in control of your money. With the app, you can check your balances, manage your payments and also track your spending. However, the app is available on any device of your choice like Android, iOS, tablet, or PC. With the virgin money mobile banking app, you can do the following.

  • First, you can track your balance and transactions
  • You can view your latest transactions immediately and keep a check on your balance
  • Easily manage your payments right from the app
  • You can view and download your statements

Finally, if you are making use of your device you can sign in with your face or fingerprint. For Android users, you can do a Touch ID while iPhone users can do a Face ID.

Types of Virgin Credit Cards

There are different types of virgin money credit cards you can choose from, you can choose any of the options below to find the one that suits you.

  • Frequent flyer credit cards
  • Balance transfer credit cards
  • Low rate credit cards
  • No annual fee for credit cards
  • Premium frequent flyer credit cards

Frequent flyer credit cards

For every $1 that you spend on eligible purchases, the points are credited to your velocity account. You can then redeem them for your flights with Virgin Australia and its airline partners.

Balance Transfer Credit Cards

If you have any debt to pay off, then you should make use of the Virgin Money balance transfer credit card. It would help you save on interest charges by offering a competitive interest rate.

Low Rate Credit Cards

This is a card that is designed to help customers save on interest charges. It offers a low variable purchase rate of 11.9% p.a. aside from that, it has an annual fee of $99 and a contactless payment option.

No Annual Fee Credit Cards

This card gives you a way to save on credit card costs and it has a variable purchase rate of 18.99%. It also offers 55 days interest-free on purchases if you pay your balance in full by the due date on each statement.

Premium Frequent Flyer Credit Cards

The Virgin Australia Velocity Higher Flyer is a reward card that offers you a higher earn rate. It offers a 100,000 bonus point offer and also complimentary travel insurance.

How to Apply for a Virgin Money Credit Card

Before you think of applying for a credit card, you must first compare your options. Once you have compared your options and you have decided on a Virgin money credit card. Then you have to complete a secure online credit card application on the website. Within 10 minutes you will receive a response. Note that before you apply make sure you meet the eligibility requirements and you have your information ready for the application process.