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Tag: Health Plan

  • What is a High-Deductible Health Plan

    What is a High-Deductible Health Plan

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    A high-deductible health plan is a type of health insurance with a higher annual deductible than traditional health plans. With an HDHP, you spend more for healthcare before the insurance company begins to pay its portion, known as your deductible. HDHPs also have a cap on the total amount of your annual deductible and out-of-pocket…

  • Should You Get a High-Deductible Health Plan

    Should You Get a High-Deductible Health Plan

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    Should you get a high-deductible health plan or a low-deductible insurance plan? This is a common question policyholders ask when determining what health insurance plan they need. High-deductible health plans often carry lower insurance premiums but require more out-of-pocket payments, which must be made before the policy resumes debt payment. Health insurance plans with lower…