SoFi Loans – Apply For A Personal Loan Online

Do you need a same-day personal loan? Then, I have the right recommendation for you. SoFi is one of the most popular online loan lenders, offering its customers instant personal loans. This company is based in San Francisco and was first founded in August 2011.

What’s more, SoFi extends its services to every state in the United States. This means that whether you are in California, Washington, D.C., Alaska, or Texas, you can access and use the SoFi platform to access personal loans with amazing terms and rates. You can also use the loan for anything except business purposes.

SoFi Loans - Apply For A Personal Loan Online

So, if you want to travel or improve your home, applying for SoFi loans is not a bad idea. Besides, borrowers can access and apply for a loan from SoFi online. In other words, they provide convenience to borrowers who are interested in using their services.

How Does it Work?

This American online personal finance company is dedicated to assisting members or borrowers with funds. For this reason, they provide various loan types to people who need them for different purposes.

But to apply, you need to be qualified and eligible for the loan you want to collect. In the same way, this is So-Fi’s way of confirming if you are worthy of the loan. If you do your research and find out if you are eligible or not, you can apply.

To apply, you will need to visit their official website to apply for a loan. You can access the platform not only on their official website but also on their mobile app. But you will have to download the app first before you apply.

As you apply, you will be asked to provide all the necessary information and enter your loan amount and repayment plan to proceed with the application. Once you are done, submit your application and wait for it to be processed.

Requirements To Apply For SoFi Loans

Before you can apply for or get a loan from SoFi, you need to meet the requirements and qualification criteria to get the loan. However, a lot of people are not aware of the necessary criteria to meet for an application. Nonetheless, I am about to show you below to keep scrolling:

  • You must be 18 years of age or older.
  • Applicants must have a physical US address.
  • A credit score of 670 or higher.
  • Proof of employment.
  • Debt-to-income ratio below 30%.
  • Proof of income.

Hence, if you have all of the following or meet the criteria to apply for SoFi loans, you can then proceed further.

Is it legit?

Yes, SoFi loans are legit, and the platform is safe to use. Besides, they provide low rates, unemployment protection, and same-day funding. Moreover, you do not have to worry about hidden prepayment penalties or origination fees.

How To Apply for SoFi Loans

The application process for SoFi loans is straightforward. Besides, this is the next step after you have confirmed if you are eligible to collect a personal loan from SoFi. Nevertheless, adhere to the steps below to continue and complete the So-Fi loan application:

  • Connect to the internet.
  • Launch your web browser.
  • Visit
  • Navigate and click on Personal Loans.
  • You will be taken to another page where you can check your rates.
  • Tap on the View your Rates option and wait for the page to load.
  • Select what you want to use the loan to do.
  • Then, click on View Your Rating.
  • On the next page, enter your first name.
  • Last name.
  •  Enter your state.
  • Email address.
  • Agree to their terms and conditions and click on the option below.

Next, select your loan terms from the 2–7 terms and complete your application online. Once you provide all the important documents and information and submit your online application, your payment will be sent on the same day.

SoFi Loans Login

For borrowers who already have an account with So-Fi, you can always log in whenever you want. But if you are looking for the procedure needed to sign in to your existing account, you are in the right section. Here is what you need to do:

  • Connect your phone or PC to the internet.
  • Visit
  • Next, tap on the Log In
  • Wait for the next page to open.
  • On the next page, enter your email address.
  • Then, your password.

Lastly, tap on the Login option at the bottom of the page. If your login credentials are associated with your account, you will be able to sign in to your account. However, if you cannot remember your password, click on the Forgot Password. link to reset it and create a new one for logging in anytime and anywhere.