Progressive car insurance stands out as a top choice for drivers looking for customizable coverage options and competitive rates. With a focus on innovation and customer satisfaction, this auto insurance company offers a range of policies tailored to meet the diverse needs of drivers across the country. Whether you’re a new driver seeking basic coverage or a seasoned driver looking for comprehensive protection, we have a solution for you.
Their user-friendly online platform makes it easy to get a quote, manage your policy, and file claims conveniently from anywhere. With a commitment to transparency and exceptional customer service, Progressive strives to make the insurance process simple and stress-free for every driver. With this car insurance provider, you can drive with confidence knowing that you’re backed by a policy that puts your needs first.
This insurer offers a variety of auto coverage options, such as comprehensive, liability, collision, and underinsured and uninsured policies. It is a good one for policyholders who want to save money on premiums with a variety of policy discounts.
Who is Progressive Auto Insurance good for?
This insurer is a good one for drivers with a DUI. This is because it offers affordable car insurance for drivers with a DWI, DUI, or OUI on their record. If you are a driver with good records, you can still consider this company. This provider has a lower-than-average volume of customer complaints. Also, it has several discounts that can help you save money on your premium. If you are a good driver, you can consider the usage-based insurance program “Snapshot.”.
Parents who want to add their teenage licensed driver may also consider a policy with the company. Although the national average cost to add a teenage driver is about $2,359, it is a little cheaper at Progressive for $2,062. Consumers may also be interested in the wide range of products and services it offers. Not only can you bundle your auto insurance with a homeowners or renters insurance policy, You can also shop for a home security system and home warranties, open a checking account, and even take out a personal loan.
What does Progressive Car Insurance cover?
As a top progressive insurer, Progressive offers a wide range of auto insurance coverage. And this includes basics like medical payments and liability. Here is a good look at the coverage the company offers:
Liability coverage
This takes care of the costs for property damage and injuries caused to others in car accidents, as mandated by most states. It includes expenses for vehicle damage, property damage, injuries to individuals, medical bills, and legal fees resulting from the accident.
Uninsured and Underinsured Motorist Coverage
Uninsured and underinsured insurance steps in when you’re in an accident caused by a driver who either has no insurance or doesn’t have enough. If you’re hit by a driver with no insurance, uninsured insurance covers you. If the other driver’s insurance isn’t sufficient to cover all damages or injuries, underinsured coverage protects you. These insurances are often required together and are mandatory in numerous states.
Comprehensive and Collision Coverage
Comprehensive and collision coverage both help with vehicle repairs or replacements after an accident. No matter who’s to blame, they serve different purposes. Comprehensive insurance handles things like hitting a deer or damage from falling tree branches—events you can’t control. Collision insurance, on the other hand, deals with accidents involving other vehicles or objects, like a fender bender or hitting a pole.
With comprehensive insurance, there’s a deductible, and it covers theft, vandalism, fire, and natural disasters in addition to accidents.
Medical payment coverage
This helps pay for medical expenses if you or your passengers are injured in a car accident, regardless of who is at fault. This coverage can help cover expenses like hospital bills, doctor visits, and even funeral costs in the unfortunate event of a fatal accident.
Roadside Assistance
Progressive’s Roadside Assistance offers around-the-clock help for emergencies on the road, giving you added confidence during your travels. Powered by Agero, a trusted provider of driver assistance services, it tackles a range of issues and unexpected situations.
In addition to the normal coverage like collision and liability, it offers some other options for coverage. This coverage includes pet injury, rideshare coverage, roadside assistance, rental car reimbursement, loan/lease payoff (gap insurance), and custom parts and equipment value coverage.
Progressive Car Insurance Benefits
Here are some of the advantages and benefits that this insurer offers to its policyholders. Check them out.
- Customer support is available. 24 hours a day and 7 days a week
- It has a wide range of policy discounts.
- Very few customer complaints
- Coverage is available in all 50 states.
- The low average rate for DUI drivers
- It offers gap insurance and rideshare insurance.
- Below-average rates for drivers.
- Snapshot program
- Online experience
- If you bundle your car and home policies, you can save $793 on average.
- 3 accident forgiveness programs
- Payment of vet bills if it is injured in a car accident
There are many advantages to signing up for car insurance with Progressive. The company is known for its affordable prices. It continues expanding and growing while adding new services and products that policyholders can utilize.
Progressive Car Insurance Costs
Based on our research, 35-year-old drivers with clean driving records and good credit pay about $2,000 a year, or $627 per month, for full-coverage insurance. With this insurer, full coverage is about $2,030 a year, or $169 a month on average. Although this is a little bit more expensive than the average national cost, your price may depend on different factors. Some of these factors include age, type of coverage, mileage, credit score, vehicle use, traffic violations or speeding tickets, location, continuous coverage, engine size, and more.
Where to get Progressive Car Insurance
This company offers auto insurance in all 50 states in the United States. You can request a quote and purchase a policy on the Progressive official website, through an independent agent, or over the phone. The company offers you discounts when you get a quote online and sign documents online. You can make payment for your policy using your online account, via standard mail, using a checking account, a credit card or debit card, or via text message.
Apart from auto insurance, you also purchase other policies from Progressive. This policy includes pet insurance, homeowners insurance, life, motorcycle, pet, renters, boat, condo, dental, personal watercraft, and many more.