Globe Life offers term life insurance and whole life insurance with no accidental death insurance or medical exam. It is an insurance company that provides health and life insurance all over the world. Globe life is a very unique insurance company because none of its life insurance policies requires your medical exams. If you are someone who needs life insurance without much stress, Globe life insurance might be the right option for you. it is dedicated to providing supplemental life and health insurance in order to protect your loved ones from financial stress. It helps them to focus on what matters the most.
Furthermore, you need to know that Globe life insurance only offers coverage with no medical exam. So if you are healthy, you will have to pay higher fees for the same death benefit than you would pay at an insurer with underwriting. Also, they have a term length of 5 years. However, if you want coverage for a long period, you have to pay higher premiums. Do you want to know more about Globe life insurance and its products? Not to worry. This is because I will enlighten you on everything you need to know about global life insurance in this article. Nevertheess, if you
Globe Life Insurance Products
Globe Life and Accident offers different types of insurance and coverage. Below are the products check them out;
- Whole life insurance
- Term life insurance
- Child life insurance
- Accidental life insurance
- Child life insurance
Whole Life Insurance
This insurance does not require you a medical exam. However, you will need to answer questions about your health during the application procedures.
Globe Term Life Insurance;
This also does not require a medical exam and it offers a set of death benefits. You can buy; $5,000; $10,000; 20,000, 30,000, 50, o00 0r $100, 00 in coverage.
Globe Accidental Benefits Insurance
Globe Life offers accidental death insurance with benefits of up to 240, 00. This benefit increases by 5% every year until you reach age 70. Accident death coverage has guaranteed acceptance if you are between the ages of 18 to 69
To know more about the globe life insurance visits their website or downloads their mobile apps. Once you get to the page, all you just need to do is log in with your required details and you are good to go
Global Life Insurance Login
To log in to the Global life insurance website or mobile app is very easy and does not require much. Once you log in, you will have the access to know more information about Global life and also purchase a policy. Below is how you can log in to Global life;
- Open your mobile app
- Or visit the website https://home.globelifeinsurance.com/
- Click on the customer login
- Choose your underwriting company\
- login to the underwriting company to continue
- Click on Register to open an account, it only takes a few minutes to register
- enter your required information
- however, if you already have an account enter your email address and password
- now click on the login
With the above, you have successfully login to Global life insurance. You can now check important information about the insurance company.
PROs & Cons of Global Life Insurance
Finally, let’s talk about the pros and cons of Global life insurance. Below are some of the advantages and disadvantages of Global life insurance, check them out
- They offer whole, term,, and universal life insurance policies
- They offer no medical exam policy
- Globe life is one of the largest insurance companies in the U.S with two subsidiaries
- Their current financial rates were downgraded in 2020 to A with A.M. Best
- Options are minimal
- They only offer Globe life insurance products, no variety.
- The cost is very expensive unlike other life insurance companies
- $5,00 is the coverage amount
- You can only choose 10,20 04 30 years for the insurance term
Now, that you have known the advantages and the disadvantages of Globe life. Do not let the disadvantages stop you from getting the insurance. Just like I have stated above, it is dedicated to providing supplemental life and health insurance in order to protect your loved ones from financial stress.