Best Pet Insurance Wellness Plans For Routine Care 2024

Getting wellness care for your pet is a good way to lift some financial costs off your budget annually. Yearly wellness exams, flea vaccinations, tick, and heartworm prevention are essential. Covering the financial expenses that come with these can be difficult sometimes. The best pet insurance wellness plans for routine care are a better way to get around these expenses.

Best Pet Insurance Wellness Plans For Routine Care

Quality pet insurance plans do not cover wellness plans, but most pet insurance companies render wellness plans as additional coverage you can get on your pet insurance. Wellness pet insurance covers the cost of routine care for a pet. It is an add-on to your pet insurance policy, meaning it can’t be left alone. You can select from different pet insurance wellness plans for routine care.

What is a Pet Insurance Wellness Plan?

A pet insurance wellness plan is an add-on coverage rendered by a pet insurance company to cover your pet’s routine wellness plan expenses. In addition, These expenses include vaccinations, wellness exams, and other related costs to your pet’s wellness. This insurance coverage is an add-on to the accident and illness policy. Unfortunately, they cannot be added to an accident-only policy.

Most pet insurance companies do not offer wellness plan add-ons to their pet insurance policies. However, pet insurance wellness plans for routine care are reimbursement-based; you will need to pay the vet beforehand and then file a claim with your pet insurer for reimbursement. Reimbursement is given up to the limit of your insurance plan.

What Does a Pet Insurance Wellness Plan Cover?

There are some things pet insurance and wellness plans cover. In addition, these insurance add-ons cover routine car and preventive-related costs. Aside from these, other types of expenses are covered under the pet insurance wellness plan. However, these expenses depend on what pet insurance wellness plan you get for your pet. Below are examples of the costs covered by the pet insurance wellness plan.

  • Dental cleanings.
  • Feline leukemia virus test.
  • Grooming cost.
  • Also, routine anal gland expression.
  • Spaying and neutering.
  • Vaccinations.
  • Also, blood and fecal parasite exams.
  • Deworming.
  • Flea, tick, and heartworm prevention.
  • Microchip implantation.
  • Routine wellness exams.
  • Lastly, Urinalysis.

These costs are covered under pet insurance wellness plans for routine care.

Best Pet Insurance Wellness Plans for Routine Care

Meanwhile, there are quite a few pet insurance companies that will offer wellness plans for routine care. In addition, these insurance companies offer this coverage as an add-on to eligible pet insurance policyholders. Some insurance companies have been identified as having some of the best pet insurance wellness plans for routine care, and they include:

AKC Pet Insurance

Meanwhile, AKC pet insurance wellness plans hold the highest maximum potential savings score among other pet insurance companies. Up to $150 every year for dental cleanings or neuter surgery is covered for pet parents. Also, $50 in annual coverage for wellness exams is rendered by this pet insurance company, along with $65 in annual coverage for flea and tick prevention and $30 in annual coverage for heartworm prevention.


A nationwide pet insurance wellness plan provides coverage for expected wellness expenses, including vaccinations and routine check-ups, helping pet owners budget for their furry friends’ preventative care. Also, this insurer offers some perks that are hard to find, some of which are reimbursement for nail trimming, microchipping, a health certificate, and $75 for additional tests for every policy term, including an X-ray, blood test, and electrocardiogram.

Pets Best

This pet insurer offers the best wellness plan for routine care. In addition, they offer pet parents a preferred amount of potential savings. This includes up to $150 annually for teeth cleaning and up to $64 coverage for flea and tick prevention annually. Pets Best also offers up to $70 coverage for blood and fecal parasite exams.


Lemonade Wellness Care reimburses pet parents up to $150 annually for routine dental cleanings. They also offer up to $75 annually for three vaccines. Aside from this, some other attractive add-ons are offered by this pet insurance company. Also, some of the add-ons they offer include extra costs, physical therapy, and end-of-life costs.


Wellness plan coverage of up to $150 annually for wellness exams and vaccinations is provided by this pet insurer. In addition, some of the wellness plan coverage ManyPets offers, up to $150 annually, includes supplements and treatments for anxiety, vitamins, aromatherapy, and other wellness-related expenses.