Getting wellness care for your pet is a good way of lifting some financial costs off your budget annually. Yearly wellness exams, flea, vaccinations, tick, and heartworm prevention are essential. Covering the financial expenses that come with these can be difficult sometimes. The best pet insurance wellness plans for routine care are a better way to get around these expenses.
Quality pet insurance plans do not cover wellness plans, but most pet insurance renders wellness plans as an additional coverage you can get on your pet insurance. Wellness pet insurance covers the cost of routine care of a pet. Also, it is an add-on to your pet insurance policy, meaning it can’t be gotten alone. There are different pet insurance wellness plans for routine care you can select from.
What is a Pet Insurance Wellness Plan?
A pet insurance wellness plan is an add-on coverage rendered by a pet insurance company to cover your pet’s routine wellness plan expenses. These expenses include vaccinations, wellness exams, and other related costs to your pet’s wellness. In addition, this insurance coverage is an add-on to the accident and illness policy. Unfortunately, they can not be added to an accident-only policy.
Most pet insurance companies do not offer wellness plan add-ons to their pet insurance policies. However, pet insurance wellness plans for routine care are reimbursement-based; you will need to make an upfront payment to the vet and then file a claim with your pet insurer for reimbursement. Reimbursement is given up to the limit of your insurance plan.
What Does a Pet Insurance Wellness Plan Cover?
There are some things pet insurance wellness plans cover. These insurance add-ons cover routine car and preventive-related costs. Aside from these, other types of expenses are covered under the pet insurance wellness plan. However, these expenses depend on what pet insurance wellness plan you get for your pet. Below are examples of the costs covered by the pet insurance wellness plan.
- Dental cleanings.
- Feline leukemia virus test.
- Also, Grooming cost.
- Routine anal gland expression.
- Also, spaying and neutering.
- Vaccinations.
- Also, Blood and fecal parasite exams.
- Deworming.
- Flea, tick, and heartworm prevention.
- Microchip implantation.
- Routine wellness exams.
- Urinalysis.
These costs are covered under pet insurance wellness plans for routine care.
Best Pet Insurance Wellness Plans for Routine Care
Meanwhile, there are quite a few pet insurance companies that offer wellness plans for routine care. These insurance companies offer this coverage as add-ons to eligible pet insurance policyholders.In adddition, some insurance companies have been identified as having some of the best pet insurance wellness plans for routine care, and they include
AKC Pet Insurance
AKC pet insurance wellness plans hold the highest maximum potential savings score among other pet insurance companies. Up to $150 every year for dental cleanings or neuter surgery is covered for pet parents. Also, $50 annual coverage for wellness exams is rendered by this pet insurance company, along with $65 annual coverage for flea and tick prevention and $30 annual coverage for heartworm prevention.
Wagmo
This insurance company offers wellness plan reimbursement of up to $200 to pet parents for 2 routine vet exams annually. This wellness plan also includes boosters or routine vaccinations of up to $200 annually. Pet parents are also eligible for reimbursements for the cost of grooming of up to $200. Wagmo pet insurance wellness plan also includes 24 VETalk charts annually and a 24-hour service that keeps you in touch with a vet within two minutes.
Nationwide
Nationwide pet insurance wellness plan covers anticipated wellness-related costs such as vaccinations and wellness exams. This insurer offers some perks that are hard to find, some of which are reimbursement for nail trimming, microchipping, and health certificates, and $75 for additional tests for every policy term, including X-rays, blood tests, and electrocardiograms.
Pet’s Best
This pet insurance provider offers one of the top wellness plans for routine care, giving pet owners valuable potential savings. Also, the plan includes up to $150 per year for teeth cleaning, up to $64 annually for flea and tick prevention, and up to $70 for blood and fecal parasite exams.
Lemonade
Lemonade Wellness Care reimburses pet owners up to $150 per year for routine dental cleanings and up to $75 annually for three vaccines. In addition, this pet insurance provider offers a range of appealing add-ons, including coverage for additional expenses, physical therapy, and end-of-life care.
ManyPets
This pet insurance provider offers wellness plan coverage of up to $150 per year for wellness exams and vaccinations. ManyPets’ wellness plan also includes up to $150 annually for items such as supplements, anxiety treatments, vitamins, aromatherapy, and other wellness-related expenses.
