Best Event Insurance Companies

Best Event Insurance Companies – Who said events are not fun, especially with the food, drinks, and even the outfits involved? However, the dreary part of an event has to worry about the unexpected disaster that may happen. All of these will be the least of your problems when you have event insurance. With the best event insurance, you will get coverage for the following: showers, weddings, concerts, and more.

Best Event Insurance Companies

If you’re interested in finding out the best event insurance companies this year, this article is for you. We’ve carefully compiled the top event insurance companies that provide the best coverage. Read through this article till the end.

What Coverage Does this Policy Offer?

Here is the coverage that event insurance offers:

  • Showers.
  • Religious celebrations.
  • Benefits.
  • Anniversary parties.
  • Weddings.
  • Reunions.
  • Speaking engagements.
  • Engagement parties.
  • Birthday parties.
  • Concerts.
  • Funerals.
  • Retirement parties.
  • Holiday celebrations.
  • Bat mitzvah.
  • Non-profit and charity functions.
  • Social gatherings.
  • Parties.
  • Dinner and luncheons.
  • Memorial services.
  • Fundraising events.
  • Banquets.
  • Conferences.
  • Graduation ceremonies.

So, if you are planning any of the events mentioned above, you are qualified to get an event insurance policy.

Best Event Insurance Companies

After tons of research and comparison, we have put together the best event insurance companies to choose from when planning:

  • Markel.
  • Eventsured.
  • Philadelphia Insurance Companies.
  • RVNA.
  • Travelers.
  • USLI.
  • WedSafe.
  • Thimble.
  • Simply Business.
  • The Hartford.


Who does not like discounts? If you would like to purchase an event insurance policy and are looking for discounts, check out Markel. You can purchase policies online and get up to a 15% discount on both event cancellation and liability coverage. But you can access higher liability limits and cheaper prices at another company. In other words, Markel is a bit expensive when it comes to purchasing a quote.


For event planners who are planning high-risk events, you should check out Eventsured. Not only do they cover high-risk events, but a wide range of events as well. What’s more, you get an instant COI after you successfully purchase a policy. Note that there is no 24/7 call center, and there is a limit to special events.

Philadelphia Insurance Companies

Philadelphia Insurance Companies is one of the best event insurance companies, and you can get amazing coverage from them. They are also a great choice for optional coverage. Although their price is higher than that of other policy providers, you can buy a policy 24 hours before your event online.


RVNA is the best when it comes to coverage options, and they also offer cancellation coverage as well. What’s more, when you want to buy a quote from RVNA, you can add special jewelry, special attire, and gift coverage. However, the quote from this event insurance company can be a bit pricey.


Travelers is one of the best event insurance companies and is suitable for anyone looking for wedding insurance. However, only special event insurance is accessible online, and their services are unavailable in Louisiana, Hawaii, and Alaska. But you can still purchase a quote online and enjoy their 24/7 call center.


A good event insurance company I highly recommend is USLI. This company offers the best coverage for corporate events. They also have flexible terms for multi- or single-day events. What’s more, USLI can also cover up to 20,000 guests at one event.


Another amazing insurance company for weddings is WedSafe. Cancelation coverage is available, and they offer services to people in the United States and various international locations as well. However, fireworks and animals are not part of the coverage WedSafe offers.


Thimble offers quick online quotes; same-day coverage is available; and purchasing a policy is possible within seconds. On the other hand, it is very difficult to get in touch with a Thimble agent on the phone, and they do not directly handle claims. Nonetheless, one of the standout features of Thimble is that their coverage lasts up to 5 days.

Simply Business

When it comes to comparing quotes, Simply Business is a great option. Although they are not available 24/7, you can manage your policy online and have the opportunity to purchase insurance online.

The Hartford

Hartford is one of the most popular insurance companies in the United States. It is also known for its best coverage services for nonprofit events. They have a wide range of insurance options and professional liability for event planners, as well as liquor liability and event cancellation. However, you will need to place a call to get a quote.

Tips For Purchasing Insurance For an Event

Before you jump to purchasing a policy, you need to make sure that you gather various options and compare them before choosing. However, not many people know this, which is why I would like to share a few tips for this activity:

  • Compare event insurance policies.
  • Review your current insurance quotes.
  • Get an event insurance quote early.

Purchasing an event insurance policy early is very important. This is because some companies need at least 2 weeks to activate your policy, while others offer it in minutes. So, when you get it beforehand, it will help you get the policy ready before the event takes place.