Trying to find the best dental insurance can be a daunting task. With so many options on the market, it’s hard to know where to start. We understand how confusing it can be, which is why we’ve researched for you. In this blog post, we’ll explore the best dental insurance plans and help you choose the right one for you and your family.
In the meantime, the best dental insurance companies are those that offer comprehensive coverage at an affordable price. There are a few different factors to consider when choosing a dental insurance company, such as the type of coverage you need, the deductibles and co-pays you’re willing to pay, and whether or not you want a policy that covers preventive care.
In addition, when choosing a dental insurance company, it’s important to read the Contract and understand exactly what is and is not covered under each plan. For example, some policies may only cover basic preventive care, while others may cover more extensive services such as fillings, extractions, and crowns.
Be sure to compare apples to apples when shopping for dental insurance so that you know you’re getting the best value for your money. Check out the next for some of the top Dental insurance companies to get a quote from.
Best Dental Insurance Companies
So, you’re in the market for dental insurance. That’s a great decision! Statistics show that people with dental insurance visit the dentist twice as often as those without.
And when it comes to choosing a dental insurance plan, there are a lot of options to choose from. But don’t worry, we’ve got you covered. Some of the best dental insurance companies include Cigna, Aetna, Spirit, and Delta Dental. These companies all offer a variety of plans with different levels of coverage, so you can find one that fits your needs and budget. But here are the 9 best dental insurance companies:
- Delta Dental
- Aetna Dental
- Cigna Dental
- Guardian Dental
- MetLife Dental
- Humana Dental
- United Concordia Dental
- Assurant Dental
Best for Overall Coverage: Delta Dental
There are a lot of dental insurance companies out there, and it can be tough to figure out which one is the best for you. But if you’re looking for overall coverage, Delta Dental is a good option. Delta Dental is one of the largest dental insurance providers in the United States. They have a wide range of plans to choose from, so you can find one that fits your budget.
Cigna’s dental plans cover preventive care like cleanings and exams at 100%, so you can keep your mouth healthy without worrying about the cost. They also cover basic procedures like fillings and extractions at 80%. For more major procedures like crowns, implants, and dentures, they offer 50% coverage
In addition, Delta Dental plans cover preventive care, basic procedures, and major procedures. Plus, Delta Dental has a nationwide network of dentists, so you’re guaranteed to find one who’s right for you. So if you’re in the market for dental insurance, Delta Dental is worth considering.
Best For Orthodontics and Braces: Cigna
When it comes to dental coverage, Cigna is one of the best companies for orthodontics and braces. They have a wide network of dentists, and they also offer a variety of plans to choose from that fit your needs and budget. Also, if you are searching for comprehensive coverage, you can get a quote from Cigna.
Cigna’s dental plans cover preventive care like cleanings and exams at 100%, so you can keep your mouth healthy without worrying about the cost. They also cover basic procedures like fillings and extractions at 80%. For more major procedures like crowns, implants, and dentures, they offer 50% coverage.
Also, have a large network of dentists and orthodontists to choose from, so you’re likely to find a provider in your area. And they have a no-waiting period policy. This means that you can start seeing the dentist as soon as your plan goes into effect. And if you need to get braces, Cigna will help you cover the cost.
Best for Cheap Plans: Spirit
If you’re looking for a plan that’s affordable and offers good coverage, Spirit is a great option. They have a wide range of plans to choose from, so you’re sure to find one that fits your needs. And their customer service is top-notch, so you can rest easy knowing you’re in good hands.
They provide dental insurance plans with no waiting periods and annual maximum coverage amounts that increase after a few years. Also, they ensure acceptance for everyone, and you can even obtain protection for major services and dental implants. Spirit also offers Choice plans, which allow policyholders to select any dentist, along with a Network plan, which provides coverage in-network. The cost of coverage can vary depending on where you live.
Best for Families and Seniors: Aetna
If you’re looking for the best dental insurance for your family or seniors, Aetna is a great option. They have a wide range of plans to choose from, and they’re known for their excellent customer service.
In addition, Aetna has a great dental plan for self-employed people. It covers preventive care, diagnostic services, and major dental procedures. And if you need to see a specialist, they will cover that too.
How To Choose the Best Dental Insurance Plan For You
Meanwhile, when it comes to dental insurance, there is no one-size-fits-all approach. The best dental insurance plan for you will depend on several factors, including your budget, the type of coverage you need, and whether you have any preexisting dental conditions. To help you choose the best dental insurance plan for your needs, here are a few things to keep in mind:
Consider Your Budget
Dental insurance plans can range in price from a few dollars per month to hundreds of dollars per year. If cost is a major consideration for you, be sure to compare plans from a variety of insurers to find one that fits your budget.
Know what Type of Coverage you Need
There are two main types of dental insurance coverage: preventive and basic. Preventive coverage helps pay for routine cleanings and checkups, while basic coverage helps pay for more extensive procedures, such as fillings and X-rays.
Be Aware of any Preexisting Conditions
If you have any preexisting dental conditions, be sure to find a plan that covers those conditions. Otherwise, you may be responsible for paying out of pocket for treatment.
If you’re looking for the best dental plan, we recommend that you consider the following factors: coverage, cost, and network. By taking all of these into account, you’ll be able to find a dental plan that fits your needs and budget.
Also, it is important to compare the different plans available and find the one that fits your needs. The best dental insurance will offer a wide range of benefits, including preventive care, major dental procedures, and orthodontia. So be sure to compare the different options before you make a decision.