What are the best car insurance discounts for nurses? Since nurses play a crucial role in public health and are good candidates for car insurance, many insurance companies provide special discounts and savings. These car insurances include Geico, Nationwide, Farmers, and AAA. You can also get chances to pay lower rates if you are a CAN LPN, APRN, or RN.
Nurses can benefit from car insurance discounts, which help them save money when purchasing auto coverage. Here’s a detailed guide to what nurses should know about these insurance discounts.
Car Insurance Discounts For Nurses
As I mentioned above, if you are a nurse, you can save money on auto insurance. Some car insurance companies offer unique discounts based on your occupation as a nurse practitioner. Also, some companies may offer discounts on car insurance rates if you are affiliated with certain professional organizations.
These professional organizations include the American Nurses Association (ANA), the American Society of Registered Nurses (ASRN), and the Association of Women’s Health, Obstetric, and Neonatal Nurses (AWHONN). Below are some of the car insurance discounts for nurses that you can enjoy.
Occupation Discounts
Car insurance companies often give discounts to people in certain jobs because they’re seen as less risky to insure. This means offering savings to drivers who are generally safer and have fewer accidents.
These professions might get extra discounts on their car insurance:
- Accountants
- Architects
- Dentists
- Doctors
- First responders
- Nurses
- Police officers
This isn’t a full list, and the discounts can vary by insurance provider and state. If you’re looking for car insurance, inquire about any job-related discounts you might be eligible for.
Affiliation Discounts on Auto Insurance
Many car insurance providers provide special discounts for individuals who are part of specific professional groups or organizations. This is because members of certain groups are considered less likely to engage in dangerous driving habits and therefore have fewer accidents.
These discounts are available across numerous professional affiliations. For instance, Geico offers discounts for over 500 different groups. If you are part of a professional organization, discuss potential savings with your insurance agent.
Bundling discounts
By combining your car insurance with another policy, such as home insurance, you could save money on your premiums. When you get multiple policies from the same provider, they may offer you a discount. This also applies to life insurance, so it’s worth checking if you can save more by bundling all your insurance policies.
Best Companies with Car Insurance Discounts for Nurses
Many companies provide car insurance discounts for these professionals. Below are some of the best companies you can go to.
Geico
When you request a quote online with Geico, you will be asked about your occupation. When you indicate you’re a nurse, you can choose either “registered nurse” or “nurse practitioner” from the drop-down menu. Selecting either option will give you an instant discount.
Nationwide
Nationwide partners with the American Nurses Association to offer special auto insurance discounts to their members. Nurses can enjoy these exclusive savings along with additional benefits, such as competitive rates and tailored coverage options. This partnership supports nurses by providing them with cost-effective insurance solutions.
Liberty Mutual
Liberty Mutual offers lower auto insurance rates for ANA members through a special discount. Although the exact amount isn’t mentioned, applying online can help members save 12% or more, in addition to the organizational discount.
Farmers
Farmers provide an easy way for nurses to receive a car insurance discount online. As you enter your details on their quote platform, you’ll find a section to list your affiliations. If you include the American Nurses Association, you’ll qualify for a discount.
Best Car Insurance Discounts For Nurses: Bottom Line
Not all insurance companies offer discounts for nurses, so it’s best not to count on that as your sole method of saving money. The most effective way to ensure you’re getting the best deal on car insurance is by comparing quotes. Use various search tools to quickly and safely find the coverage you need at the best rates.
Also, keep in mind that a nurse discount on car insurance doesn’t exclude you from other possible discounts. The insurance company and your state may offer a variety of discounts on car insurance. Some of these discounts include the Top of Form, the Military Discount, and the Safe Driver Discount. Good Student Discount, Multi-Car Discount, and Multi-Policy Discount. It is advisable to speak to the insurance company or an insurance agent to know what discount you are eligible for.