Best Apps for Money Transfer

What are the best apps for money transfer? Nowadays, sending funds can be done with ease. With the advent of money transfer apps, sending money to family, friends, and loved ones is now a lot easier, more convenient, and more secure.

Best Apps for Money Transfer

These money transfer apps also make online payments simpler. They enable you to link your bank account and credit or debit cards to your digital wallet, so making payments will be faster. And rather than looking for or carrying your card around, with a few clicks, you can make a swift and successful payment.

Furthermore, most of these apps have affordable transfer rates and no hidden fees. Also, at affordable rates, you can make international monetary transactions regardless of the type of currency. What are the best apps for money transfers? Stick with us through to the end of this article to find out.

10 Best Apps for Money Transfer

For a quick and safe money transfer, you can count on money transfer apps. Besides, their charges are also very much affordable. Take a look at some of the money transfer apps below:


Remitly is one of the best apps for transfers and provides some of the most affordable exchange rates for international money transfers.

This app has outstanding ratings from several users, and it is among the most trusted and reliable options for customers who are looking for a fast and secure way of transferring money.


WorldRemit is also an amazing option for international money transfers. This app provides a wide variety of delivery options, which include cash pickup, bank transfers, and a mobile wallet top-up.

WorldRemit has a quick transfer time, and most transfers arrive within a day. However, you can link your debit and credit cards to the platform as long as they are issued by Visa and MasterCard.

Furthermore, you can link this payment platform to others, such as Apple Pay and Kalrna. Also, note that transfers on this platform take up to 2 business days.

Cash App

Cash App is also another well-known online payment app that provides international money transfers. This app has relatively low fees and a fast transfer time. However, the Cash App is limited to certain countries.

The Cash App lets its users send and receive money without any charges. Furthermore, it also has features that help you file your taxes, invest, and make bank transactions.

You don’t even need to sign up for an account before you can make transactions with the Cash App. But note that if you send money to the wrong person, there is no guarantee that you will recover the money.


MoneyGram is also a dependable option for money transfers; however, its pricing can be a bit uncompetitive for making bank transfers. The platform has some of the cheapest rates for transfers.

It also has positive reviews from its users, and it is ranked as one of the cheapest rates for bank transfers.


MetaPay is an easy way to send and receive money through your Facebook account. All you need to do is link your debit or credit card, bank account, or even PayPal account to MetaPay.

To transfer money, click on the Tap to Pay button in the messenger. This is a very easy way to make purchases on Instagram, Facebook Marketplace, and other online stores. The only downside to this payment platform is that not many retailers use MetaPay.


PayPal is a popular online payment platform that provides international money transfers. This platform is easy to use, and it also supports more than 200 countries.

PayPal is one of the longest-running money transfer services. It is also a multi-function financial platform that includes currency conversions, a digital wallet, and even its own credit card.

Furthermore, PayPal has its own ability to buy and sell cryptocurrency. However, the exchange fees and rates aren’t as competitive as those of other international money transfer platforms.

Small World 

Small World has a huge network of cash pickup locations, which makes it an excellent option for people who want to send money.

The online payment platform is also ranked as one of the cheapest apps to make transfers. If your recipient likes to receive cash pickups, then this platform is the ideal one to choose.


Wise is a famous international money transfer app that provides low fees and a competitive exchange rate. You can also link your credit or debit card, bank account, Apple Pay, or Google Pay to your Wise account.

This transfer app is very easy to use, and it also supports transfers to more than 80 countries. One of the advantages of this app is its low geese.

Wise does not charge much based on its exchange rate, and the fees charged for transfers are determined by the amount you are sending, the method of transfer, and the currency you are transferring. Furthermore, the limit of transfer also varies by country.


Venmo is very easy to use, and it is also highly rated on both the Apple App Store and Google Play Store. You can also link your bank account or debit card to your Venmo account.

Transfers made from one Venmo account to another are totally free. However, if you want to make payments with the credit card you linked, you will be charged a service fee of 3%.

Furthermore, if you want to cash out and have money appear in your bank account, you will be charged 1.75%. In addition, Venmo also enables users to make bank transfers for free, but this will take up to 1–3 business days.


Ria is undoubtedly another good app for money transfers. It is a popular money transfer company that has a large network of agents located in different parts of the world. This app is the best option for sending money to countries where international transfer apps aren’t made available.

With the money transfer app, you can rest assured that your transactions are secured. There are some apps that don’t charge any fees for bank transfers. You can check out the apps listed above and choose the one that best fits your needs.