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What Is a Courtesy Loan
Most times, you may need urgent access to cash; here you consider different loan options. One of the best options to consider when you...
What is a Disappearing Deductible
A disappearing deductible is a reward drivers often get from car insurance companies. It is usually offered as a benefit to safe drivers. Disappearing...
What Is an Irrevocable Beneficiary
Life insurance policies offer payouts generally known as death benefits, which are offered to your beneficiaries, usually your loved ones, after you pass away....
What Is a Reciprocal Insurance Exchange
Reciprocal insurance exchange is a form of insurance organization where businesses and individuals exchange insurance contracts and share the risks connected with those contracts...
What Is A Pet Insurance Waiting Period
Pet insurance is made to cover pets in times of unforeseen expenses such as illness and accidents. When you purchase a policy for your...
What is a Precomputed Loan
Precomputed loans, also known as precomputed interest loans, are the non-popular means of calculating interest rates on a car loan, which benefits the lender....
What is a Hammer Clause
A hammer clause, also known as a blackmail clause. This is a component of a life insurance policy that gives insurance companies the right...
What Is a Named Perils Policy
When you want to purchase homeowners insurance or commercial property insurance, you will have to choose between a named perils policy or an all-risk...
What is a Lapse In Insurance Coverage
You may have come across the phrase “a lapse in insurance coverage” while changing insurers or when you miss payments on your continuous car...
What is a High-Deductible Health Plan
A high-deductible health plan is a type of health insurance with a higher annual deductible than traditional health plans. With an HDHP, you spend...