Do you need money urgently for personal reasons? Have you checked out Ascend loans? Ascend is a popular online lender that helps borrowers make use of loans to rebuild credit with a low-interest rate. In addition, the company focuses on giving personal loans to poor credit borrowers who want to rebuild their damaged credit. Ascend loans provide a path that other financial institutions won’t.
With Ascend loans, you won’t have to worry about paying your entire loan on the next payday. Also, they offer options different from payday and short-term loans. Ascend loans are right-sized to your budget with equal payments, and due dates are matched to when you are paid.
Ascend provides short-term funds to customers when they need them the most, regardless of their credit score. If you are facing unexpected expenses, Ascend loans are the right safety net for you. You don’t need to leave your home to apply for the loans.
Besides, you can access their services via their official website. There are lots of amazing features on the website, and it has a user-friendly interface. You can also contact Ascend customer care on the website to ask about your Ascend personal loans.
Why should I go for Ascend Loans?
Meanwhile, Ascend makes loan decisions differently. They don’t follow the banker’s model, which seems to be a never-ending series of denied requests. And, they alleviate all the stress with more qualifying guidelines than the normal loan options.
Also, the company right-sizes the loans and terms to fit your budget. You don’t have to make a big payment on your next payday like with traditional payday loans. Instead, the Ascend loans are due in installments on a schedule that matches your pay dates over the course of 9–10 months. Making the payment is very easy and stress-free.
In addition, you can apply for Ascend personal loans through the online lending process with fast decisions. However, you need to know that the loans are a high-cost option. And they are designed for short-term use only.
How much can I borrow?
Basically, when applying for a loan, it is normal to know how much you can repay. However, you should rest assured that Ascend only offers loans that will be right-sized to what you can pay back.
After you submit the application, it won’t take more than 3 minutes to find out the amount you are eligible to receive. The maximum amount you can receive is $1,000. Your traditional credit score won’t change because you submitted the application.
Requirements to Apply and Qualify for Ascend Loans
Meanwhile, in this section of the article, we will be discussing the requirements and qualifications needed to apply for a Loan at Ascend. To qualify for this loan, there are not many requirements to meet. As the responsible lender that Ascend is, they only ask you to have a
- Good source of income
- Have an open active checking account
- An ACH account.
- And meet all the underwriting requirements.
You also need to have a source of income that can be verified if needed. If you have the above-listed requirements, you can simply apply for a wwwascend personal loan online.
Can I Apply for Ascend Loans with no Credit?
With Ascend, everything comes differently. The lender does not rely on information from the credit bureaus where banks, credit unions, and others look for your credit history.
So, the answer to the above question is yes. They give loans to people with no credit history at all. Ascends has good things to look at along your financial independence path. Paying your rent, having mobile phone accounts, and more realistic situations is a great way to know your credit history with an online lender.
How to Apply for Ascend Loans
Just like I have mentioned many times above, applying for Ascend online loans is very easy and straightforward. Below are the steps you can follow;
- Open your computer’s web browser.
- Visit https://ascendloans.com/
- Click on Apply Now showing on your screen.
- Enter the offer code if you have one, or just click on ‘’I don’t have an offer code’’ if you don’t have one.
- Enter personal information about yourself, such as your name, date of birth, social security number, and email address.
- Enter your government identification and how you can be contacted.
- Click on Next.
- Now, follow the instructions shown on your screen to complete it.
Your loan will be sent directly to your checking account via ACH after you complete your application online. ACH is one of the best and fastest ways to receive money. You will get the money the next business day after you sign the loan agreement.
To log in, check your application process, and continue your application, you can click on “Continue application’’ at the top of the page. On the next page, enter the required information and click on “login.” Finally, you can chat with their customer service at https://ascendloans.com/contact/ via the website for more information.