What to Do After a Hit-and-Run in Kentucky? A hit-and-run accident can leave you shocked, confused, and unsure of what to do next. Whether you were driving, walking, or parked at the time, being the victim of a driver who flees the scene is both frustrating and frightening.
In Kentucky, leaving the scene of an accident is a serious criminal offense, and victims have specific rights and legal options. This guide explains exactly what to do after a hit-and-run in Kentucky from the moments right after the crash to the steps that can help you recover compensation for your losses.
Understanding Hit-and-Run Accidents in Kentucky
A hit-and-run occurs when a driver involved in an accident leaves the scene without stopping to provide identification, render aid, or report the crash to law enforcement.
Under Kentucky law (KRS § 189.580), any driver involved in an accident resulting in injury, death, or property damage must stop immediately and share their information. Failing to do so can lead to severe penalties, including fines, license suspension, or even jail time.
Unfortunately, hit-and-run accidents still happen often because the driver:
- Lacks a valid license or insurance
- Is under the influence of drugs or alcohol
- Fears legal consequences
- Panics and drives away
Regardless of the reason, victims are left to deal with the damage, both physically and financially.
Step-by-Step Guide: What to Do After a Hit-and-Run in Kentucky
If you ever find yourself in this situation, staying calm and taking the right actions can make a huge difference in catching the responsible driver and protecting your rights.
1. Stay Safe and Assess the Situation
The first priority is your safety. Move your vehicle to a secure location, away from oncoming traffic if possible. Check yourself and your passengers for injuries. If anyone is hurt, call 911 immediately. Even minor injuries should be medically evaluated, as some symptoms may appear later.
2. Do Not Chase the Fleeing Driver
It might be tempting to follow the driver who hit you, but that can be dangerous and may complicate your case. Instead, focus on gathering information that can help police locate the offender.
3. Record Key Details
Try to recall as much as possible about the fleeing vehicle and driver, including:
- The make, model, and color of the vehicle
- Any part of the license plate number you remember
- Direction the driver went
- Damage to their vehicle
- Physical description of the driver, if visible
Write these details down or record them on your phone immediately before you forget.
4. Call the Police
Reporting the hit-and-run is essential. When officers arrive, provide all the details you can remember. The police will create an official accident report, which serves as critical evidence for insurance claims or potential legal action.
If the accident is minor and officers don’t come to the scene, you can still file a report with the Kentucky State Police or your local law enforcement office within 10 days of the incident.
5. Gather Evidence at the Scene
Take photos and videos of:
- Your vehicle’s damage
- Debris or paint transfer from the other car
- Skid marks or property damage
- The overall scene and nearby landmarks
If there were witnesses, ask for their names and contact information. Their statements could help identify the hit-and-run driver.
6. Notify Your Insurance Company
Contact your insurer as soon as possible to report the hit-and-run. In Kentucky, your Personal Injury Protection (PIP) coverage will pay for your medical expenses and lost wages, regardless of who caused the crash.
If the other driver is never found, your Uninsured Motorist (UM) coverage can also help cover your medical bills, car repairs, and other damages if you have it on your policy.
Be sure to provide your insurer with a copy of the police report and any evidence you’ve collected.
7. Seek Medical Attention
Even if you feel fine, it’s important to get checked by a healthcare provider after any accident. Some injuries, like whiplash or concussions, may not show symptoms immediately. Documentation from a doctor also supports your insurance and legal claims.
8. Keep Detailed Records
Maintain a file with all documents related to the hit-and-run, including:
- Medical reports and bills
- Police reports
- Repair estimates and receipts
- Insurance correspondence
- Witness statements
These records will be vital when seeking compensation or pursuing legal action.
9. Consult a Personal Injury Attorney
If the at-fault driver isn’t found or your insurance company delays payment, speaking with a Kentucky personal injury lawyer can help. Attorneys experienced in hit-and-run cases understand how to deal with insurance adjusters, negotiate settlements, and protect your rights in court if needed.
Most personal injury attorneys work on a contingency fee, meaning you pay nothing upfront they only get paid if you win compensation.
Penalties for Hit-and-Run Drivers in Kentucky
Leaving the scene of an accident can result in serious criminal consequences depending on the severity of the crash:
- Property damage only: Class A misdemeanor up to 12 months in jail and/or fines up to $500.
- Injury or death: Class D felony 1 to 5 years in prison and possible license revocation.
These penalties reflect how seriously Kentucky takes hit-and-run incidents.
Preventing Future Hit-and-Runs
While you can’t control other drivers, a few proactive steps can help reduce risk:
- Install a dash cam in your car to capture video evidence.
- Park in well-lit, high-traffic areas when possible.
- Stay alert at intersections and when exiting parking lots.
These small precautions can make a big difference in identifying offenders and protecting your safety.
Final Thoughts
A hit-and-run accident can turn your day upside down but knowing what to do can help you stay calm, act wisely, and protect your rights. In Kentucky, prompt action is key: report the incident, gather evidence, seek medical care, and contact your insurer. If complications arise, a personal injury attorney can guide you through your legal and insurance options.
While justice may take time, staying proactive gives you the best chance to recover physically, emotionally, and financially after a hit-and-run.
