There are so many different credit cards you can get, but have you ever heard about YES First Exclusive Credit Card? If you haven’t, then you will need to read on in this article. The YES Bank Exclusive credit card is one of the best credit cards to get. It came with so many different offers and benefits.
Also, it gives you access to a lot of things. If you already own a YES bank account, apply for your first exclusive credit card. Why do I need to get this credit card? Getting this credit card opens you up a lot. Making payments is a lot easier for you to do. You get to earn reward points, and also, shopping and all will be made easy.
Apart from that, YES First exclusive credit card allows you to earn rewards you may never have thought of getting. However, the best part about this is that, as long as you can apply for this credit card, everything will be made easier for you to do. Nevertheless, the YES First exclusive credit card has so many features you will need to take note of as you read on.
Benefits of YES First Exclusive Credit Card
There are many features you get access to when you get approved for a YES First exclusive credit card and they include:
- You get 30,000 reward points when you renew your card every year.
- Yearly bonus of 25,000 reward points when you spend up to $20 or more Monthly interest of 1.99% on revolving credit.
- A discount of 25% is on BookMyShow.
- A 1.75% interest rate on foreign exchange.
- Lifestyle benefits.
- Rewards points that can be redeemed.
- Fuel surcharge discount. Movie ticket discounts.
- Insurance benefits.
All these are the features of the credit card and the benefits that you get to enjoy when you are issued a YES first exclusive credit card.
Eligibility and Document for YES First Exclusive Credit Card
Before you are qualified for the credit card, there are some criteria that all applicants must meet to prove that they are eligible for the card.
- First of all, applicants must be 21 years of age and they must not be over 60.
- Applicants must provide a proof of identity such as a driver’s license, voter’s ID, passport, and national ID card.
- Applicants must provide proof of
- address such as a passport or utility bills from the previous months.
- If you are self-employed, you must provide your bank statement.
- Applicants who are employed in any organization must provide proof of income, such as a bank statement.
Once you have these documents in place and you have met the requirements, you can qualify for the credit card and start your application process.
How to Apply for a YES First Exclusive Credit Card
Once you have all the requirements, the next phase is to know how to apply for a credit card. The application can be done online by going to the YES Bank official website and applying there.
Alternatively, you can apply offline by visiting the closest YES Bank branch in your province along with the essential documents. You can follow the procedures below to apply for the YES First exclusive credit card online:
- Open your web browser and navigate to www.yesbank.in.
- Accept the terms and conditions shown to you on the screen.
- On the homepage, click on Apply Credit Card digitally.
- Enter your mobile number and PAN.
- Click on Save and continue.
- Check your eligibility status.
- Enter your details such as name, date of birth, etc.
- Enter your valid email address.
- Next, upload your documents—these documents are very important because they will be used to determine your eligibility for the card.
- Tap on Proceed.
YES Bank will review your application to determine if you are a potential cardholder. After completing your application and once it is verified, YES Bank will deliver your credit card to the address you gave. Once you are granted the credit card, endeavor to pay your monthly credit card bills on time as this will improve your credit score.
You can make your payment through net banking, ATM transfer, or on the YES Bank official website or mobile app. If you aren’t able to make the payment online, you can visit the nearest YES Bank branch and pay in cash or cheque. Several benefits come with getting a YES First Exclusive credit card. some of which include a variety of rewards and discounts.