Do you need a credit card that can fit your needs at any store accepting Mastercard? Apply for the Walmart Capital One credit card at Capital One Bank. This card can be accepted anywhere Mastercard is accepted, which means it can be used anywhere. This credit card provides you with more flexibility than the normal Walmart rewards card, which can only be used at Walmart stores.

The credit card also does not require any annual fee from you whatsoever. The card is a good pick-up if you make good use of the advantage of the potential for high earnings. With the credit card, you can earn 5% cashback on any purchases made at Walmart. And this can be either delivery orders or grocery pickup.
For in-store purchases, your cashback will be 2% and it a double amount offered by other credit cards. With the big box retailer after you are approved. You can rack up high rewards since the card is an instant-use credit card. Also, you can get a cashback bonus from different stores.
How Does the Capital One Walmart Rewards Mastercard Work?
Those who shop at Walmart frequently should consider getting the Capital One Walmart Rewards Card. Although the large retailer is already renowned for its consistently low prices, paying with a Walmart credit card will result in even greater discounts. In addition to grocery pickup and delivery, you can earn a whopping 5% back on Walmart.com and in the Walmart app.
You can also get 2% back at restaurants and on travel, as well as at Walmart Stores, Walmart & Murphy USA Fuel Stations, and anywhere else that Mastercard is accepted. But there is a catch, in order to receive that significant 5% discount, an online purchase is necessary. Unlike the Amazon Prime Rewards Visa Signature Card, which primarily serves as this card’s biggest rival?
Despite being primarily an online retailer, Walmart has more than 10,000 physical locations worldwide. This won’t be an issue for the first year because Walmart Pay, the quick and safe method to pay with your phone at Walmart, offers 5% back in stores for the first 12 months when you use your Capital One Walmart Rewards Card.
Benefits of the Capital One Walmart Credit Card
- Use your Capital One Walmart Rewards Card with Walmart Pay.
- The quick and touch-free way to pay with your phone at Walmart.
- Also, get 5% cash back in stores for the first 12 months following approval.
- Lastly, use your rewards however you like.
Walmart.capitalone.com Review
The card offers 5% cash back on purchases made at Walmart.com/credit; 5% cash back for the first year using Walmart Pay; then 2% cash back after that; 2% cash back on dining and travel; and 1% cash back on all other eligible transactions. There are no yearly or foreign transaction fees with this card.
You will receive a substantial 5% cash back on your purchases if you already use the Walmart app to complete your shopping. The Walmart Rewards card is a little different because it also offers grocery pickup and delivery. Supermarkets like Walmart are typically excluded from bonus categories on credit cards that offer food.
However, if you want to buy in person, your rewards will be far less valuable after the first year. You can get 5% cash back for the first 12 months and then 2% cash back if you link your card to Walmart Pay and use that to pay for your in-store purchases.
Straight-up earning of 2% cash back on restaurant travel and co-branded gas stations is possible. When compared to the best cash-back credit cards, cash-back cards and 1% cash back on other purchases are not competitive.
What credit score do I need to apply for it?
Before you can apply for the Capital One Walmart credit card, your credit score must be at least 640 or higher in order to qualify. If you have these credit scores or an average to very good score, you will be approved for the credit card you are applying for.
How to Apply for the Capital One Walmart Credit Card
Applying for the Capital One Walmart credit card can be done online. After creating the account, log in and follow these steps:
- Navigate to https://walmart.capitalone.com/
- Tap on the application icon at the bottom of the credit card.
- And fill in the important answers correctly.
Once you have filled in all the required answers, click on submit, and then wait till they get back to you. You can also apply for the card from any Walmart store with either your driver’s license or an ID that is state-issued.
How to Open/ Set Up a Capital One Walmart Credit Card Account
If you have applied for a credit card, you will have to set up or open an online account before using your card. Opening a Capital One credit card account is very easy and simple to do. You need to know that you have to set up an account before you can apply for a credit card. Check below for the steps to follow.
- Visit their official website at https://walmart.capitalone.com/
- Click on set up an account on the homepage.
- Enter your last name.
- Type in your social security number or ITIN.
- Fill in your date of birth.
Once you have done this, click on the get started icon in order to complete the process of creating the account. After you have done that, your account will be registered immediately. Note that; if you already have an account, you can log in to your Walmart Capital One card online.
Walmart Rewards Mastercard Login
To login to your www.walmartrewardsmastercard.com account, you will need your correct login information and details. Here are the steps and guidelines on how to access your account online;
- Visit the official website of Capital one Walmart Card Login account online https://walmart.capitalone.com/
- On the login page, you will be prompted to enter your details.
- Enter your username.
- Also, enter your Password.
- Then, click on the Sign in the icon below the page.
Your login details will be verified and you will be granted access to your account where you can access your account. If you cannot access your account, try retrieving your account password or username. Also, you can contact their customer service team via their mobile number. Visit www.walmartrewardsmc.ca to reach their customer service team.
How to Activate your Walmart.capitalone.com
Activating your account allows you to access your account and also use your card to shop for items online. To activate your card, you must sign in to your credit card account.
And if you are yet to enroll for an account, you will need to first enroll for an account before activating it. Here are the steps and guidelines to follow to activate your account:
- Visit the official activation page at verified.capitalone.com/auth/primer?exp=walmart
- If you have an account, click on Sign in and activate and then follow the prompt.
- But if you are yet to enroll for an account, click on Enroll and activate.
- Then, carefully follow the on-screen instruction and details to complete your activation.
After successfully activating your credit card account, you can proceed to shop for items online and in stores while using the card.