SBI Credit Card – Application, Login and Bill Payment @ www.sbicard.com

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Are you searching for the best credit card that offers travel, shopping, and other exclusive rewards and benefits in India? Then, I suggest you apply for an SBI Credit Card. SBI which stands for State Bank of India offers its customers a wide range of credit cards and other financial services. With their credit card, you can get rewards for travel, shopping, dining, and many more.

SBI Credit Card - Application, Login and Bill Payment @ www.sbicard.com — **SBI Credit Card – Application, Login and Bill Payment @ www.sbicard.com**

In addition, you can get to enjoy cashback, low-interest rates, reward points, etc. You can find a credit card that fit your lifestyle, taste, and need. Whether you are searching for a credit card that offers unlimited dining rewards or shopping rewards. You can find the perfect credit card via their various options.

New and existing customers of SBI can apply for this credit card online without having to visit any of their branches. Plus, you can easily manage and access your account online by visiting www.sbicreditcard.com. Or you can download SBI Card App to manage your account. To apply for an SBI Credit Card, you certainly need to read through this article till the end.

SBI Credit Cards and Overview

Based on our research, State Bank of India currently has 35 Credit Cards and these credit cards are categorized into premium cards, shopping and travel cards, classic cards, and exclusive cards.

Each credit card has its own peculiar features and special rewards. Some of these rewards and features range from a free movie ticket, Lunge access, Reward points, online bill payments, etc.

SBI Lifestyle Credit Cards

Under this category, there are basically two credit cards and they are SBI Card Elite and Doctor’s SBI Card in Association with IMA.

SBI Card Elite

This credit card offers a wide range of benefits but some of the key features you get to enjoy while using this credit include;

A welcome E- Gift Voucher of 5,000 for Joining
You can select from a wide range of travel and lifestyle brands such as Yatra, Hush Puppies/ Beta, Shoppers Stop, and Aditya Birla Fashion
Free Movie Ticket of 6,000 every year
Get 50,000 Bonus Reward points worth Rs.12,500 yearly
Also, you can get 5 reward bonuses on Dining, Departmental stores, and Grocery
And 2 reward points per Rs.100 on other purchases except for Fuel

Doctor’s SBI Card in Association with IMA

Some of the rewards and benefits that this credit card offers its customers include;
You get a welcome voucher worth Rs.1,500 from Yatra.com
Obtain 5x rewards points on Medical Supplies, Travel bookings, and international Purchase
Get 5 reward points on any spending done during Doctor’s day usually the 1^st of July
Get 1 reward point per Rs. 100 for other purchase

SBI Rewards Card

Under this category, there are basically four credit cards and they are;

SBI Card Prime

For every Rs. 100 spent on utility bill auto-pay, you receive 20 reward points.
10 Reward Points are awarded for every Rs. 100 spent on eating, grocery, movies, and department shop purchases.
Annual fees are canceled if you spend at least Rs. 3 lakh in a single year.
Free of charge Red Tier Trident Privilege membership.

Apollo SBI Card

Save 10% or more on specific Apollo services.
3 times as many reward points for every Rs. 100 paid on any Apollo service.
If you spend Rs. 90,000 or more in a year, the renewal cost is waived.
India-wide exemption from the 1% fuel tax

SBI Tata Platinum Card

2% of purchases at Croma are fully refunded to you (in-store and online).
Value-back rewards of up to 5% are available in Tata stores.
Three times as many empowerment points on transactions made at restaurants, department stores, and abroad.
For each Rs. 100 spent at other retail stores, one Empower Point is awarded.

Tata Titanium SBI Credit Card

Value back of 5% on Croma transactions Note that; this is applicable to in-store and online purchases
3x Empower Points on purchases made at grocery and department retailers.
Annual fee cancellation with minimum annual spending of Rs. 1 lakh.
Value back on purchases made at Tata shops of up to 5%.

SBI Shopping Credit Card

Meanwhile, the SBI Shopping Credit Card includes the following and their respective benefits;

SimplyClick SBI Card

Online purchases made through certain merchant websites, including Amazon, BookMyShow, Cleartrip, Lenskart, and Netmeds, earn 10x Reward Points.
Reward Points on additional online purchases.
A 2,000 rupee online voucher for annual online spending between 1 lakh and 2 lakh rupees.
Annual fee canceled for spending Rs. 1 lakh annually.

SimplySave SBI Card

For every Rs. 100 spent on groceries, meals, movies, and purchases at department stores, customers receive 10 reward points.
Also, for every Rs. 100 spent on other purchases, one reward point is earned.
To get 2,000 bonus Reward Points within 60 days after card approval, spend at least Rs.2,000.
The 1% gasoline premium at any gas station is canceled.

SBI Unnati Credit Card

This card offers one reward point for every Rs. 100 spent.
To receive a payback of Rs. 500, you must spend Rs. 50,000 or more annually.
There is a 1% fuel surcharge exemption for purchases between Rs. 500 and Rs. 3,000.

Central SBI Select Card

Earn 10 Select Points for every Rs. 100 spent at Central retailers.
For every Rs. 100 spent on meals and movies, you will receive 5 Select Points.
One Select Point is awarded for every Rs. 100 spent on retail purchases other than petrol.
You will receive a Central e-gift card in the amount of Rs. 750 as a welcome gift.

Central SBI Select Plus Credit Card

For every 100 rupees spent at any Central store, you will receive 20 selected points.
Also, for every Rs. 100 spent on meals and movies, ten points are awarded.
And for every 100 rupees spent on other retail items, you will receive 2 Select Points.
Lastly, you will receive a Central e-gift card in the amount of Rs. 3,000 as a welcome gift.

SBI StyleUp Contactless Credit Card

When you purchase specific items from Big Bazaar and FBB stores, you will receive an upfront discount of 10%.
Big Bazaar, FBB, and Food Bazaar standalone store purchases, as well as dining transactions, can earn you 10x Reward Points.
Within 15 days of the annual fee being paid, you will receive an FBB gift card worth Rs. 500.

SBi Travel Credit Cards

Etihad Guest SBI Card

For every Rs. 100 spent on the Etihad website, you will receive 3 Etihad Guest Miles.
You will receive two Etihad Guest Miles for every Rs. 100 spent abroad.
Also, you will receive one Etihad Guest Mile for every Rs. 100 spent on other retail transactions.
Receive an immediate discount of up to 10%
Lastly, 3% for Economy Class and 10% for Business Class) on direct reservations with Etihad Airways.

Etihad Guest SBI Premier Card

Free Etihad Guest Gold tier status following your first purchase using this card.
Users receive 6 Etihad Guest Miles for every Rs. 100 spent on the Etihad website.
Etihad Guest Miles are awarded for every 100 rupees spent abroad.
A 10% or more discount on the redemption of air miles

Yatra SBI Credit Card

Domestic flight tickets are discounted by Rs. 1,000 for bookings of Rs. 5,000 or more.
An Rs. 4,000 discount on foreign airfare with a minimum booking of Rs. 40,000.
For every Rs. 100 spent on meals out, groceries, entertainment, movies, department stores, and international transactions, customers receive 6 reward points.
Access to MasterCard-accepting airport lounges in India

BPCL SBI Credit Card

25% value back on petrol purchases made at any BPCL pump equal to 13x Reward Points.
The fuel surcharge and a 1% discount are waived for all fuel purchases up to Rs 4,000.
5x Reward Points for every Rs. 100 spent on dining out, going to the movies, shopping at department stores, and grocery shopping.
A monthly fuel cost reduction of up to Rs. 100.

IRCTC SBI Platinum Card

When you reserve certain train tickets on the IRCTC website, you may receive up to 10% value back in the form of Reward Points.
One reward point is awarded for every Rs. 125 spent on non-fuel retail items including IRCTC website transactions.
When purchasing train tickets through www.irctc.co.in, reduce transaction fees by 1%.
Elimination of India’s 1% fuel surcharge at all gas stations for transactions amounting to Rs. 500-Rs. 3,000.

SBI Mumbai Metro Credit Card

Whenever the balance falls to $50, you get a $200 auto-top-up on your Mumbai Metro card.
For every Rs. 100 spent on an automatic metro card top-up, you will receive 10 reward points
Get 10 reward points for every Rs100 spent on groceries, dining, movies, and department stores.
For every Rs. 100 spent on other purchases, you receive 1 reward point.

Chennai Metro SBI Card

The card functions as both a credit card and a Chennai metro travel card.
Earn 10 times the number of Reward Points for every Rs. 100 spent on groceries, dining, movies, and department store purchases.
For every Rs. 100 spent on other purchases, you will receive one reward point.
The 1% fuel fee exemption applies to fuel purchases between Rs. 500 and Rs. 3,000.

Air India SBI Signature Card

For every Rs. 100 spent on tickets purchased through the Air India website or mobile app, up to 30 reward points may be earned.
This card offers 4 reward points for every 100 spent.
A one-time bonus of up to one lakh reward points.
Convert your bonus points (1 point = 1 mile) into Air India miles.

Air India SBi Platinum Card

When purchasing Air India tickets using the Air India website or app, you can earn up to 15 reward points for every rupee spent.
This card offers two reward points for every rupee of spending.
An annual bonus of up to 15,000 Reward Points
Enrollment in the Air India Frequent Flyer Program is free of charge.

State Bank of India Banking Partnership Cards

SBI also partners with various stores to offer its customers a credit card. Amongst the credit cards under this category are;

Karnataka Bank SBI Platinum Credit Card
Karur Vysya Bank SBI Credit Card
Federal Bank SBI Credit Card
Bank of Maharashtra SBI Platinum Credit Card
Federal Bank SBI Platinum Credit Card
South Indian Bank SBI Platinum Credit Card
OBC SBI Platinum Credit Card
Karur Vysya Bank SBI Platinum Credit Card
OBC SBI Credit Card
Bank of Maharashtra SBI Credit Card

Premium/Invite-Only Credit Cards from State Bank of India

Aside from the above-listed credit cards, there are credit cards that require invite before you can apply for them. And these credit cards are referred to as premium or invite-only credit cards. Cards under this category include;

SBI Card ELITE Advantage
SBI Card PRIME Advantage
simply click Advantage SBI Card
SimplySAVE Advantage SBI Card
Karnataka Bank SBI SimplySAVE Card
LVB SBI Platinum Credit Card
Capital First SBI Card
South Indian Bank SimplySAVE SBI Card
LVB SBI SimplySAVE Card
KVB SBI Signature Card

Who is Eligible for an SBI Credit Card?

Unfortunately, not everyone is qualified for an SBI Credit Card and so you need to check your eligibility status before applying for the card. Based on our research, the following are eligible for this credit card;

Applicant must be 21 years of age and 70 years Maximum
You will be a stable source of income whether you are self-employed or a salary earner
Also, the applicant must have a regular source of income
You must be a citizen of India or a Permanent resident
Lastly, a good credit score is needed

What Document do I need to Apply?

After checking your eligibility, you need to know the necessary documents and credentials needed to apply for this credit card. Some of the compulsory documents and credentials needed are;

Your PAN Card
Photocopy of your Aadhaar Card or any Valid Government ID address proof
Also, you will need your Income document such as your income tax return, Salary slip, etc

If you need to provide other documents, you will be notified during your credit card application process.

How to Apply for SBI Credit Card Online

Meanwhile, applying for the SBI.com credit card is easy and straightforward. Plus, you don’t need to visit any of their branches to apply as you can start your application process online.

To apply for this credit card, check out the following steps and guidelines highlighted below;

Visit the official website of SBI Credit Card Online
Or click on this link to be redirected https://www.sbicard.com/en/eapply.page to the website
On the website, locate the credit card icon and click on APPLY NOW
This takes you to the credit card page
Scroll through the page and select a credit card that suit your need and eligibility
Once you’ve found a credit card, click on the Apply Now icon
This will take you to another page
Start your online application by filling out the application form
Ensure to enter the correct information and detail while filling out the form
Upload the necessary documents
Once you have done it, click On SUBMIT
You will immediately get a decision on the application based n your information
If your application is accepted, you will get a call from any of the SBI Card team for instant verifications
Proceed to upload other necessary documents for verification
Lastly, follow the instruction and guidelines of the SBI Card Team to complete your application

How do I track my Credit Card Application Status?

If you are yet to receive information from the SBI Card team about your application process, you will need to check your status. You can do so by visiting the official website of SBI and then making use of their Track application page to check your status.

Note; you will need your Application No or Reference Number. Follow the below steps and guidelines;

Visit the official website of SBI Track Application page
Or click on https://www.sbicard.com/
Scroll down the page until you find the track your application status
Once found, Enter your Application/ Reference Number
Then, click on TRACK

You can follow the above steps and guidelines to successfully check your www.sbi.com Credit Card application status.

SBI Credit Card Online Account Registration

To successfully access your SBI Card Account online after applying for a Card, you need to sign up for an online account. It is free to create this account and the process is quite easy.

You will need your Card details such as your Card Number, CVV number, date of birth details, and more. Check out the steps and guidelines below;

Visit the official website of SBI Card online
Locate the Register icon at the homepage and click on it
Or click on this link https://www.sbicard.com/creditcards/app/user/register-page
This will redirect you to the online registration page
You will be prompted to enter your details
Enter your Card Number and CVV Number
Also, enter your correct date of birth
Lastly, click on Proceed and follow the prompt

SBI Credit Card Login

Already have an account with SBI Credit Card you will have to sign in to your account. You can conveniently sign in to your account using your correct login details and information. Here are the easy and simple ways to access your sbicreditcardlogin account;

Visit the official login page of SBI Credit Card
Or tap on the below link https://www.sbicard.com/creditcards/app/user/login
This will redirect you to the login page
While on the login page, you can sign in to your account using your mobile number, the user ID, or Card details
To sign in using your mobile number, enter the number connected to your account and then input your card Pin and tap on Proceed
For users signing in with User ID, select User ID
Then, enter your correct User ID and Password and then click Proceed
Lastly, if you are signing in using your card details, select this option
Enter your primary Card Number
Then, click on Generate OTP and follow the prompt

If your login details are accurate, you will automatically be granted access to your account where you can pay bills, check your account statement, track and monitor your spending, etc.

Frequently Asked Question

How to Recover your SBI Card Password or User ID

Users who are unable to sign in to their SBI Credit Card account due to incorrect password or user ID can easily reset or recover their login details. To recover or reset your password or user ID, check out the following steps and guidelines;

Visit https://www.sbicard.com/creditcards/app/user/forgotpassword-page
On the page, enter your Card Number
Also, enter your CVV Number
Then, enter your Date of Birth
Lastly, click on Proceed to complete the process

How do I make an SBI Credit Card Bill Payment?

There are several ways to make an SBI Credit Card Payment. You can easily and conveniently make a payment online, offline, and through your mobile application.

Make Payment Online

Pay Online via the SBI Website

You can conveniently make payment Online to use this method, you can follow the below steps and guidelines;

Visit the official website of SBI
Sign up for an online SBI Card account
Or login to your credit card online
Once logged in or after signing up for an account
Click on Bill payment and then click on Manage Biller
Lastly, follow the on-screen instructions and guidelines

Use the Paynet –Pay Online

Here are the steps and guidelines to make a payment using the Paynet – Pay Online icon on the official website.

Visit the official website of SBI Cards online https://www.sbicard.com/
Login to your Sbi card.com account using your login details
Select the Pay Now icon on the dashboard
Then, select the amount you will like to pay
Choose the mode of payment and the bank name from the menu

Lastly, confirm your information and details. After confirming your details you will be directed to the bank payment interface and then follow the on-screen instructions to complete the process.

Net Banking NEFT

You can make an SBI payment using Net Banking. This is for payments from accounts other than those of the State Bank of India. Use the IFSC code for SBIN00CARDS.

Visa Credit Card Pay

You can also make use of Visa Credit Card Pay to make an SBI Credit Card Payment. To use this method, make use of your online banking account to pay your SBI visa card bills online.

Electronic Bill Payment

This internet banking service is accessible across ATMs, mobile apps, and net banking at the State Bank of India, Citibank, Bank of India, and Indian Overseas Bank.

SBI Auto Debt Pay

You can pay your debts directly out of your State Bank of India account by using the auto debt option.

Complete your SBI Credit Card Payment using the Mobile App

You can also make a State Bank of India Credit Card Payment using their mobile app. Download the mobile app on your app via Google Play or App store.

Once downloaded, open the app and proceed to sign in or register for a credit card account. After signing in or creating an account, locate the payment icon and follow the prompts to make a payment.

Aside from the SBI Card APP, you can either use UPI Payment or YONO to complete your SBI credit card payment. Download any of these apps to make a payment online.

Make a Payment Offline

Use SBI ATM

You can pay your SBI Card payment using any of the SBI ATMs around your state or region.

Visit the nearest SBI Bank Branch

Also, you can visit the nearest state bank of India bank around your location to make a payment. Note; that you will need to carry along your credentials and documents to use this method.

How to Contact SBI Customer Service

If you have any inquiries concerning your credit card from the State Bank of India, you can get in touch with them. One of the following methods can be used to contact the bank; Email, Write to the Bank, via Twitter, Call their customer Care, via SMS, and Fax.