Paypal Credit – Apply For Your Personal Credit Line

How do I apply for a PayPal credit card? In this article, we will be showing you steps and guidelines to apply for a Paypal credit card and also access the sign-in portal online and via your mobile device.

In the meantime, PayPal as you know is one of the most reliable and secure online payment platforms. It offers its users access to performing various online transactions.

However, they offer all eligible account holders to have access to a reusable credit line known as the PayPal Credit.

Paypal Credit - Apply For Your Personal Credit Line

With a PayPal credit, you can conveniently and quickly checkout at little or no cost. You can make use of this card as your preferred Payment method anywhere PayPal is accepted across the world.

It also enables you to conveniently Make or schedule Payments from your account. The best part is that you can monitor all your transactions as well as check your balance 24/7.

What is PayPal Credit?

PayPal Credit is an open-ended account that provides its users with an eco-friendly credit line that is set up inside your account.

It allows you to make purchases to allow you to pay within a stretch of time. You can only use the PayPal credit online and not offline like other cards.

But can still make purchases with it the normal way after linking it to your debit card. It is also easy to apply and use and it is always there whenever you need it.

Who is the Issuer Of PayPal Credit?

The PayPal Credit Card is issued and offered by Synchrony Bank. Since 2004, Synchrony Bank has been in partnership with PayPal to offer all eligible PayPal users access to a Card.

This credit card provides qualifying cardholders access to digital and mobile payments across the world

Is It Free?

Yes, it is free but only when you get to pay the balance within the given time range. And there is no additional fee added to it if you pay within that period of time.

But there will be extra charges that will be charged to your account if it is not paid within the 6 months. However, if you make use of personal payment you may be charged.

But if it is from your bank account it is for free. You can also pay someone, and make purchases all for free.

How to Apply for PayPal Credit

You can apply for a PayPal account in a matter of seconds and get approved instantly. And if approved, you can start using the PayPal credit immediately. You can apply for the PayPal credit with the set of instructions stated below;

  • Firstly, visit the official website of PayPal credit
  • Or click on the link
  • Next, locate the APPLY NOW icon on the homepage.
  • This will redirect you to another page
  • Log in to your PayPal account using your correct details
  • If you don’t have a PayPal account, click on the signup icon and enter the correct information
  • Then, click on Next and this will take you to another page.
  • Enter your personal information
  • Check and verify if everything is correct
  • Lastly, your account is verified

Once, your account has been verified for the PayPal credit, you can now make purchases, send money, and do so many things using the PayPal credit. You can now also use PayPal credit as your preferred payment.

PayPal Credit Card Login

If you aren’t sure how to access the login portal, here, we’ll show you some easy and simple steps to follow in order to log in to your PayPal Card.

Mind you, PayPalcredit Card Login is only feasible if you have a PayPal account. In simple terms, you must have created either a Business or a Personal account with PayPal to log in to your Card account.

When you log in to your Credit Card Account. You can manage your account and enjoy some of its benefits.

 You can sign in to your PayPal Credit Card Account online or via the mobile app. Check out the outline below for the steps and guidelines to follow;

Steps to Login Online

  • Open your computer or PC web browser
  • Visit the official PayPalCredit Card Page
  • On the homepage, you will find the Log in icon
  • Tap on it and you will be redirected to the Login Page
  • Enter the email address or mobile number associated with your PayPal account
  • Also, enter your Password
  • Then, click on the blue Login button

Login Via the Mobile App

  • Download and install the PayPal App for Android or iOS
  • Open the app and tap on the Login icon
  • You will need to enter your PayPal Login credentials
  • Enter the mobile number or Email address connected to your PayPal account
  • Input your correct PayPal Password

Lastly, Click on the ”Login” link below the login page screen. Should your login credentials be correct, you will automatically be logged in to your Credit Card account.

Hence, you can now manage your PayPal account view your balance, and perform other transactions.


In conclusion, PayPal credit is one of the best online credit cards to make use of when shopping for items online. This is because there are no extra or additional charges.

Also, it is easy to set up and user-friendly. So whether you are buying things online, setting it up, or for your business payment, it is very manageable and simple with no extra hand to set up or expert.

You can simply follow the steps and guidelines provided above to start using this online payment platform