Nordstrom Credit Card – How to Get one

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If you haven’t gotten a Nordstrom credit card yet, you really should consider getting one. If Nordstrom is your favorite store, you are in greater luck as you can have a store credit card that leads to big savings. The Nordstrom credit card is just like a regular visa credit card and you can use this whenever you shop. If you are a shopper and you have no wish to use a debit card, you can always use a Nordstrom debit card option. These are offered by Nordstrom to use when you shop and can also earn benefits. However, the debit card offered by Nordstrom directly debits your personal checking accounts.

Nordstrom Credit Card - How to Get one

In addition, Nordstrom credit cards are all issued by TD Bank, while the debit cards are issued by Nordstrom Card Services, Inc. However, in this article, we will be learning all about the Nordstrom Credit card.

How Does The Nordstrom Credit Card Work?

The Nordstrom Credit card can be used for shopping, especially in most retail stores. Similar to other large retail stores, Nordstrom offers a rewards program and a store-brand credit card. Furthermore, the branded credit card offered to shoppers is two kinds. They are a Visa Credit card and a retail credit card.

The Visa credit card branded by Nordstrom can be used anywhere you shop and go. Whilst, the retail credit card can only be used at Nordstrom brand locations. These locations include Nordstrom Trunk Club, Nordstrom Rack, and Nordstrom HauteLook.

Who Can Get A Nordstrom Credit Card?

If you are a regular shopper at the Nordstrom store, getting one will be a great idea. Not only is super useful you also get the chance to earn all the benefits and rewards they have to offer. 

What Credit Score is Needed for the Application?

Nordstrom doesn’t really publish a required credit score. However, you need to first have a good fair score to be eligible. It is actually recommended that you have a credit score of 580 to 669. This is quite eligible and earns you a chance to apply for a Nordstrom credit card.

What Are The Rewards And Benefits?

Nordstrom has a lot of rewards and benefits that offer, besides their branded credit cards. The rewards and benefits are still accessible to all users, whether they use the store card or the card for general use.

For starts, they offer a $60 Bonus note to use for all your purchases. They also offer you two points per dollar spent at Nordstrom Rack, Nordstrom, HauteLook, and Nordstrom Trunk Club. Also, the benefits still happen whether you shop online or in stores.

In addition, the Nordstrom Visa Credit car has extra benefits they offer. They offer one point per dollar and this is if it is spent on all places where Visa is accepted. The extra benefits also include contactless payments and no foreign transaction fees. With whatever card you use, 2,000 points are worth $20 towards any future purchase. Nordstrom also offers their member’s bonus points for events that happen during special times of the year.

Where Can I Get The Nordstrom Credit Card?

If you are interested in getting one, there are various places where you can get a Nordstrom credit card. You can choose to apply for one in mail-in applications, retailer’s website, and stores. Also, you can sign up for a card and it is pretty simple.

Applying for one can be done either on the website or in person at one of their various locations. If you want to sign up for a card, you have to provide personal information like your phone number, your name, and your address.

Furthermore, applicants have to provide essential details like date of birth, Social Security number, annual income, employer, and driver’s license number. What the company does is that use provided information to check the applicant’s credit and background. If you prove eligible enough, you will be qualified enough to get the Nordstrom Credit card.

How Do I Pay My Nordstrom Credit Card?

If you are proven qualified and you have it, you can now use this to your fullest convenience. However, if you want to pay, it is pretty simple enough. The quickest way you can make payment into your Nordstrom credit card is online. As a cardholder, you can easily set up an account online through Nordstrom card services.