In recent times, searching for a credit card that offers a straightforward and decent cash-back reward with average credit can be challenging. However, applying for a Navy Federal Cash Rewards credit card offers you the perks you need. The Navy Federal cashRewards credit card is particularly for members of the Navy Federal Union with an average or better credit score.
It offers unlimited and exclusive cash-back rewards and points to eligible cardholders. The key features and benefits include Zero annual fees, no foreign transaction fees, and a relatively low standard rate APR on shopping. In addition, cardholders can get a $100 bonus cash-back when they spend $2,000 within 90 days of opening an account.
You can pre-qualify for a credit card online and get approved if you meet the requirements. If you would like to apply for this credit card, read through for steps and guidelines to follow.
Navy Federal Credit Union cashRewards Card overview
As previously stated, the Navy Federal Credit Union cashRewards card is an ideal credit card for Navy Federal Credit Union Members. In other words, this card is limited to current and former members of the military. Also, immediate family members of service members, civilians working in the Department of Defense, and veterans can apply for this card.
Navy Federal Credit Union cash Rewards card pays 1.75 percent cash back on every shopping when you sign up for a direct deposit. Additionally, you get a welcome reward of $100 cash back when you spend $2,000 within 90 days of opening an account. You can redeem your cash-back reward with zero minimum attached.
By depositing your points into an eligible Navy Federal Checking /Savings account or getting a statement credit on your credit card bill you can redeem your bonus. Also, you are allowed to redeem your bonus for gift cards, travel, or shopping. In addition, you can redeem your rewards as soon as you earn them. If your account is open and active, your rewards will never expire.
During your application process, you can either select a Visa Signature or a World Mastercard or then enjoy a wide range of perks and benefits. Lastly, this credit card comes with rental auto coverage. But to qualify for the coverage, you must pay the car rental using your Navy Federal Union cashRewards credit card.
Benefits of Navy Federal Cash Rewards Card
The benefits of applying for this credit card are so many. In this section of the article, we will be listing some of the top benefits you need to check out.
Rental Car Insurance Coverage
Applying for this credit card offers you complimentary car rental coverage. But as stated above, you must purchase a rented car using your credit card. It covers collision damage and other physical damages such as theft, reasonable towing fees, etc.
Get Up to 1.75% Reward Cash Back
Navy Federal Union Card Cash Rewards credit card offers a cashback of 1.75% once you open an online account and also set up direct deposit. Plus, you can redeem your cash back anytime and any day.
Zero Fees and Cost
In addition, they offer their cardholders a lower cash-back average cost and fee. It features zero annual fees, zero foreign transaction fees, and no balance transfer fees. Plus, there is a 1.99 % intro APR for the first six months of account opening on qualifying purchases.
Shopping Protection
You can get shopping protection when using a Navy Federal Credit Union credit card. When using your Navy Federal card to make an eligible new purchase, you will get compensation for damage or theft during the first 90 days of purchase. However, the maximum coverage will be determined by your card network, whether Mastercard or Visa.
Who is Eligible for this Credit Card?
Unfortunately, the Navy Federal Union credit card can only be applied for by members of the Navy Federal Union. You either be a current or retired service member to qualify for the card.
Your family members and household can also pre-qualify for the card. Additionally, you will need a credit score of at least 630 and above to apply. You can check out the outline below to apply for this credit card.
How to Apply for Navy Federal cashRewards Card
You can pre-qualify for the Navy Federal credit card and earn unlimited benefits and perks. Before applying for this credit, it’s vital you can check your eligibility and qualifications. After checking your eligibility status, follow the prompts to apply;
- Visit the official website of mynavyfederal union credit card.
- On the website, locate Apply Now and then click on it.
- This will redirect you to the application page.
- Enter your Navy Federal Username.
- Also, enter your Password and then click the sign-in icon.
- Lastly, enter the required information and details and follow the on-screen instruction.
Note; you need your Navy Federal login credentials before you can access the application page. And if you don’t yet have an online account, sign up for one via their official website before commencing your application.
Frequently Asked Questions?
In this part of the review we will be providing you answers to some of the most frequently asked questions from our readers. Check out the outline below;
How do I know if my application is approved or Denied?
After completing your application process online, if your application is approved, you will get a text from Navy Federal Union letting you know their decision. Also, you will receive your card via mail within 7 to 10 days of your approval.
Finally, you’ll see the terms and restrictions you authorize, including your spending limit and interest rate. If your application isn’t accepted, you will receive a letter within 30 days stating why.
How do I Enroll for a Navy Federal Union Credit Card Online Banking Account?
Meanwhile, to access your credit card account online and without hassle, you must first sign up for an online account. You can sign up for a digital banking account via their official website using your correct details and information. In this part of the article we will show you easy ways to enroll for an online banking account.
- Go to the official website of My Navy Federal Online Banking website.
- Or click on this link https://accountservices.navyfederal.org/enrollment/.
- On the website you will be prompted to enter your details and information.
- Enter your last name, date of birth, and social security number.
- Then, click on continue and carefully follow the prompt.
Navy Federal Credit Union cashRewards Credit Card Login
Do you already have a credit card account with Navy Federal Credit Union? You can easily log in to your account online to view, track and manage your account.
Logging into your account is straightforward if you know the steps and guidelines. Here are the easy ways to access the Navy Federal Credit Union cashRewards credit card login portal;
- Visit the official website of Navy Federal Credit Union Credit Card.
- On the website, you will find the Sign in icon at the right-top corner of the page.
- Or click on this link https://my.navyfederal.org/NFOAA_Auth/login.jsp.
- Hit the sign-in icon.
- Enter your Username and Password.
- Lastly, click on the sign-in icon.
Your login details will automatically be verified, and if correct, you will gain access to your account.
How to Contact Navy Federal Union Credit Card Customer Service Phone?
You can contact their official customer service number for help or make further inquiries. Their customer service mobile number is available 24/7. Visit the official website of mynavyfederal credit card to check out their current contact number.