Do you want a credit card that will assist you to pay off credit card debts with a low balance transfer? Then get off because you have arrived at the right place. Just sit back and relax because I have got you covered. Have you ever heard of the Discover It Balance Transfer Card?
The Discover It Balance Transfer Card is the ideal credit card to apply for if you want to overcome these issues. It allows customers to settle credit card balances with a low-intro APR balance transfer.
Moreover, you get to save money as you make payments with the Discover It Balance Transfer. Sincerely speaking, the Discover It Balance Transfer is perfect if you have numerous credit card debts.
However, before you can apply and be approved for the Discover It Balance Transfer, you need to be qualified. Plus, it helps you pay off your transferred balances a lot faster. The Discover It Balance Transfer comes with a lot of amazing features.
How Does Discover It Balance Transfer Card Work?
Before you can make use of the Discover It Balance Transfer Card, you need to obtain and activate it. So, once you finally obtain the card, you will be able to transfer your debt from the high-interest credit card.
You also need to have an opening period of no interest for 18 months. This way, you will be able to save money in the fullness of time. However, you need to be committed to offsetting these balances.
When you transfer your balance to a credit card accompanied by a low APR, you will be able to pay off all of your debts. In addition, with the APR, you will be able to make use of your money exhausted on interest to lower your debt gradually.
Benefits Of Discover It Balance Transfer
The Discover It Balance Transfer has perks and benefits that you can enjoy once you become a cardholder. Some of the advantages of getting and applying for this card include:
- High bonus rate.
- 0% Intro APR period.
- It is perfect for your spending.
- Profitable sign-up bonus for new users.
- Lengthened 0% period.
And so much more. So, if you are interested in enjoying these benefits, all you need to do is to apply for a card.
What Credit Score Do I Need For Discover It Balance Transfer?
To be able to apply and be approved for the Discover It Balance Transfer Card, you need to have a credit score of at least 670 and above. But, keep in mind that your high credit score will make you completely eligible.
Discover It Balance Transfer Fee
The Discover It Balance Transfer fee is 3% intro. But after some time, it changes to 5%. Plus, there is no annual fee attached to the card. Customers also get to earn rewards on their purchases.
Application Requirements for the Discover It Balance Transfer Card
To be able to apply for the Discover It Balance Transfer, you need to be capable and qualified to possess the card. So, below are the requirements:
- You need to have good credit.
- Applicants should be 18 years of age or older.
There is other information that you will provide. This is used to confirm your eligibility. So, make sure that you have a good credit score before considering an application.
Discover It Balance Transfer Limit
For starters, the credit limit for the Discover It Balance Transfer Card is $500. But, if you want a much higher limit, you can enjoy $10,000 or higher. However, you need to be aware that your credit limit is also determined by your credit history, source of income, and many more.
How to Apply for a Discover It Balance Transfer Card
Applying and obtaining a Discover It Balance Transfer Card is very easy. It will only take a few minutes. So, if you want to be able to pay off credit card debt, follow these steps to begin:
- Connect to a stable internet connection.
- Visit the Discover It Balance Transfer Card official website.
- On the next page, you will see its homepage.
- Next, click on Apply Now.
- Then, enter your zip code, the last 4 digits of your social security number, and your date of birth.
- Tap Continue.
Follow the steps to successfully apply for the Discover It Balance Transfer. Once your application has been approved, you will be able to receive your credit card.
Discover It Balance Transfer Card Login
Below are the steps that you need to follow if you want to log in to your existing Discover It Balance Transfer account:
- Run your search engine.
- Visit https://portal.discover.com/customersvcs/universalLogin/ac_main.
- On the next page, enter your user ID and your password.
Once you are done, tap on login. But, if you somehow forget or can not recall your user ID or password, you can recover either of them by clicking on the Forget User ID/Forgot Password option.
How to Activate Your Discover It Balance Transfer Card
If you have been approved for the Discover It Balance Transfer and you want to activate it, follow these steps:
- Visit the Discover Transfer Card activation website.
- Select how you would like to proceed.
- Then, enter the 16-digit card number, card expiration date, and 3-digit sequence ID.
- Next, enter your date of birth and the last 4 digits of your social security number.
- Select the captcha and click continue.
Once you do, you will be able to start making use of your card to pay off credit balances.
You can also activate your card by calling their customer service line. Provide all the essential information and you can start using your card.
How To Transfer With Your Discover Credit Card
- Log in to your account.
- Navigate to the Balance Transfers option.
- Enter the account number to which you want to transfer the balance.
Then, ask to send the required dollar amount and get approved. Once the transaction is successful, the second party will be credited.
Discover It Balance Transfer Reviews
Discover It Balance Transfer has a lot of reviews online by active customers. Both old customers have one or two testimonies to share about the credit card. But, customers from far and wide are satisfied with all of its services.
With the Discover It Balance Transfer Card, you will be able to pay credit balances and enjoy cash back on your new purchases with the card. Make research online for more reviews.