Do you love shopping for groceries online and in stores? You need to know some of the best Groceries credit cards to apply for in 2022 and beyond. After careful research, we’ve compiled the top and best credit cards for all grocery shoppers. I suggest you read through this article till the end.
No doubt, Groceries are one of the most common day-to-day expenses. Research shows that an average America spends up to $5,174 annually and approximately $431 monthly on groceries. However, a grocery credit card can help you save up to 100 dollars and earn other mouthwatering benefits and perks.
For instance, you can get 6% or more cash back at eligible supermarkets. In addition, you can find a credit card that suits your lifestyle, taste, and more. But with the wide range of credit cards available today, finding the right card can be tasking and time-consuming.
Good news!!! You don’t need to worry. I have compiled the best cards to apply for in the next section of this article. Check it out.
5 Best Credit Cards for Groceries
Our best credit cards for gas and grocery shopping are; Blue Cash Preferred Cash from American Express, Citi Custom Cash Card, Capital One SavorOne Cash Rewards credit card, American Express Gold Card, and Amazon Prime Rewards Visa Signature Card. Below are a brief explanation of the listed credit cards;
Blue Cash Preferred Card from American Express
The Blue Cash Preferred Card from American Express is one of the best credit cards for grocery shopping. This card offers its users 6% cash back on the first $6,000 spent yearly at a supermarket in the United States and then 1%. In addition, you can earn a 6% bonus on United States streaming services such as Disney+, Hulu, ESPN+, and more.
Other rewards include a 3% reward on transit and 3% on gas stations in the United States. Lastly, you get to earn 1% cash back on other purchases. But terms and conditions apply. However, this credit card comes with an annual fee of $95, and you will need a good or excellent credit score ranging from 690 to 850 to apply for this card. It offers an intro fee of $350.
Citi Custom Cash Card
Unlike the Blue Cash Preferred Card from American Express, Citi Custom Cash Card offers a $0 annual fee. With this card, you can earn 5% cash back for every $500 spent monthly in all eligible stores and 1% on other spending. In addition, you can earn rewards from different grocery stores, restaurants and dining, gas stations, travel, transit, drugstores, streaming services, home improvement, live entertainment, and fitness clubs.
Credit card holders can register for a new Citi Custom Cash Card account and spend $1500 in the first six months of opening the account. You can earn free $200 cash back once you sign up for an account. Note you need to have a One Citi Custom Cash Card account to qualify for this card. Lastly, you will need an excellent or good score of 700 to 749 before applying for the card.
Capital One SavorOne Cash Rewards credit card
Another best credit cards for Groceries is the Capital One SavorOne is an excellent cashback credit card for first-time cardholders who want a robust rewards structure and no annual fee. Dining, entertainment, and groceries are all high-value bonus categories, and it’s unusual for a credit card to meet all three. For instance, you can earn an 8% reward on capital one entertainment purchases and tickets at vivid seats.
In addition, cardholders can get Unlimited 5% cash back on hotels and rented cars booked through Capital One Travel. 3% cash back on dining, entertainment, popular streaming services and grocery stores apart from stores like (Walmart and Target) is accessible to customers.
Lastly, you get 1% cash back on other purchases. No annual fee is needed to apply for this card, but you need to pay an intro fee of $200 to use the card. Also, you must have a good or excellent credit score of 670 to 850 to apply for this card.
American Express Gold Card
Grocery shoppers and travelers can take advantage of the American Express Gold Credit card to access a wide range of benefits and perks. You can earn a 60,000 membership reward after spending $4000 on supported purchases with your new card within the first six months of membership. In addition, you can earn 4 points per dollar spent at a USA supermarket on $25,000 purchases per year.
Cardholders also get $120 in the annual statement towards dining and $120 yearly in Uber Cash toward US uber rides. Although, it offers an annual fee of $250 with zero Intro, and you need a good or excellent credit score of 670-850 to apply for the card. But the American Express Gold Card is worth it.
Amazon Prime Rewards Visa Signature Card
Amazon Prime Rewards Visa Signature card is a grocery credit card you need to get if you have Amazon Prime. And also, if you shop at Whole Foods Market. Every purchase made at Whole Foods Market or Amazon will earn you 5% cash back.
In addition, you will receive 2% cash back in restaurants, gas stations and drugstores and 1% cash back anywhere else. You’ll also receive a $100 Amazon gift card upon approval of the card. The rewards are then promptly credited to your Amazon.com account. However, users without an Amazon Prime can also get Amazon Prime Rewards Visa Signature Card. And also enjoy exclusive benefits and rewards.
There is no limit to the number of cashback and rewards you can earn using this credit card. And you can redeem your rewards for cash to your credit card or get a gift card, travel expenses, or purchase items on Amazon.com. Chase Bank issued this credit card. And it requires zero annual and foreign transaction fees. Also, you need to have a good or excellent score of 700 to 749.